Why rating agency downgraded America now?• A broken US political system and• The nation physical planOn 02 August, Fitch Ratings cut its US debt rating from AAA to AA+, citing a steady deterioration in standards of governance. The rating agency has also downgraded mortgage giants Fannie and Freddie from AAA to AA+, expecting other insurance group should be affected as well.Fitch decided to remove America’s perfect credit rating, expressed concern about large and growing fiscal deficits and the mounting cost to finance US debt as interest rates rise, and is defending its controversial decision to downgrade the US credit rating by pointing to the nation’s mountain of debt.“The numbers speak for themselves,” Richard Francis, the lead analyst on US sovereign ratings at Fitch, told CNN. America