CNB Financial Services, Inc. operates as the bank holding company for CNB Bank, Inc. that provides various banking products and services to individuals and businesses in the United States. The company accepts checking, savings, and individual retirement accounts; demand deposits; and certificates of deposit (CDs). Its loan products include consumer loans, such as new and used vehicle, equipment Loans, CNB savings/CD secured loans, unsecured personal loans; commercial loans comprising small business lending, medium to large business lending; residential lending products, consisting of in-house and secondary market residential, construction, home equity, and land loans; and real estate mortgage and installment loans. The company also offers debit and credit cards; Net 24cash management, smart pay express, merchant, Citadel marketplace program; and trust services; investment products and services, including institutional and individual services; and online, mobile, and telephone banking services. CNB Financial Services, Inc. was founded in 1917 and is based in Berkeley Springs, West Virginia.