To The Moon

$LION-PHILLIP S-REIT(CLR.SI)$

I have always post articles regarding Reits. Because I love dividend investment. And I truely believe such portfolio will provide the basic needs for retirement. And therefore, I am building up this piece of my portfolio.

But there are so many choice of Reit, so which one to invest?

For those who still couldn't decide, then one suggestion is to invest in Reit ETF. Basically it a portfolio of combo Reits. So don't need to think so much since you are spoilt for choice.

Some history and background here.

We are all familiar with Real Estate Investment Trusts (REITs) and Exchange Traded Funds (ETFs). Individually, these two investment products are popular among investors due to their respective strengths in providing relatively good yields or stable market returns. To meet investors’ interest, Singapore launched its first REIT ETFs on the Singapore Exchange in 2016. Combine the two, and we get Reit ETF. Just like the famous Pen Pineapple - Apple Pen.

By combining ETF and REITs, a REIT ETF can provide an opportunity for investors to enjoy both benefits of having a good dividend yield along with diversified returns.

Singapore has three REIT ETFs. They are NikkoAM-StraitsTrading Asia Ex Japan REIT ETF, Lion-Phillip S-REIT ETF and Phillip SGX APAC Dividend Leaders REIT ETF.

Today lets only look at the Lion Phillip S-Reit ETF

Launched in 2017, Lion-Phillip S-REIT ETF is managed by Lion Global Investors and Phillip Capital Management. Lion Global Investors is owned by OCBC. The fund currently is the second-largest ETF on SGX.

The fund is a 100% Singapore focused REIT ETF. According to the recent review, the top 5 REIT holdings are Mapletree Industrial Trust at 10%, Mapletree Commercial Trust at 10%, Mapletree Logistics Trust at 10%, and Frasers Centrepoint Trust at 9.7%. The fund holds about 64.1% of industrial and retail REITs.

Since its start, investors would have enjoyed an annualised return inclusive of dividend of 6.8%.

With a 12-month trailing dividend yield of 4.32%, the management fees are at 0.6% per annum. Yes, 0.6% service charge. But it solve your problem of forcing to make a choice in selection.

For those of us who want the diversification but wish to own the underlying REITs units, products such as Syfe REIT+ is also worth looking into for REITs investment.

Personally, I will add position into individual reit when pricing is correct. But as I metion, its time in market rather than time to market, so I am doing regular DCA through Syfe Reit +. I interim goal is to achieve $1000 per month dividend for retirement@Tiger Stars