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$SoFi Technologies Inc.(SOFI)$ The impact of political events on specific stocks, like SoFi, can be complex and influenced by various factors. If Donald Trump were to win a presidential election, the following factors might come into play regarding SoFi's stock performance: 1. **Regulatory Environment**: Trump's administration was known for deregulation and policies that favor financial institutions. A similar approach might benefit SoFi by reducing regulatory burdens. 2. **Economic Policies**: Trump's economic policies often focused on tax cuts and economic growth, which could positively impact the overall market, potentially benefiting SoFi. 3. **Market Sentiment**: The stock market's reaction to political events can be influenced by investor se
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The majority of $SOFI's loan portfolio is composed of personal loans. However, stating personal loans are bad is not a legitimate argument. That's even true in a recession. Personal loans are not risky just because they are unsecured. Mortgages, similarly, are not safe just because they are collateralized. The Great Financial Crisis in 2007-2009 was not caused by rampant defaults on personal loans, but on ostensibly “safe” mortgages that were backed by the collateral in physical real estate. In fact, personal loans actually did fairly well in the GFC. Risk is not defined by the type of loan, it is determined by the the odds that the bank loses money on that loan. Is the next banking crisis more likely to happen because of personal loans or because of non-performing commercial real estate l
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$SoFi Technologies Inc.(SOFI)$ The company will now allow its SoFi Invest members to invest in over 6,000 different mutual funds and give them access to some funds managed by ARK, Carlyle, KKR, and Franklin Templeton. SoFi Invest, the company's investment and trading product, allows customers to buy and sell shares in the open market without commissions or minimum balance requirements. The fintech, which started with an alumni-funded lending model, reported a 44% year-over-year growth in its membership, reaching 7.5 million members in its fourth-quarter results on Monday. The company swung to a profit of 2 cents per share, compared to a loss of 5 cents a year earlier. Analysts had expected SoFi to break even on a per share basis, according to LSEG
$SoFi Technologies Inc.(SOFI)$ Its finally time as it reach profitbility. Final boarding guys! Large institution will buy more!  Lets go to the moon! 
$SoFi Technologies Inc.(SOFI)$ SoFi’s (NASDAQ:SOFI) unique value proposition drove high-quality deposits, increasing by a record $2.9 billion sequentially (Q3 2023). Total deposits reached nearly $15.7 billion, with more than 90% coming from sticky direct deposit customers. The company maintained a strong liquidity position, with cash standing at $2.8 billion. Also, tangible book value showed consistent growth for the third consecutive quarter, increasing by a record $68 million at the consolidated level. SoFi added 717,000 new members in Q3 regarding member and product metrics. As a result, the total reached nearly 7 million—a remarkable 47% year-over-year increase. On the other hand, the product suite also witnessed a record quarter, with new pr
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