The Stock Market Dips Again: What’s Next? As we closed out 2024, the stock market saw yet another pullback: - Dow Jones Industrial Average (DJIA): Down about 0.9%. - Nasdaq Composite: Fell roughly 1.2%. - S&P 500 (SPY): Declined around 1%. While these drops may cause concern, let’s keep calm as we enter 2025. Here’s what this means for investors and what you can do to stay ahead. --- ### Opportunities Amidst Market Volatility 1. Look for Value in Great Companies Now could be the perfect time to start buying shares in companies you’ve been eyeing. Market downturns often create opportunities to purchase quality stocks at attractive prices. 2. Stick to Your Investing Plan Remember, investing is about time in the market, not timing the market. One of the simplest strategies is dollar-cost

Alibaba in 2021: Is It Still a Good Stock Today? Hi Everyone, A VERY Happy 2025 to all of you! 🎉 As we step into a new year, I’d like to revisit one of the most talked-about investments in my portfolio—Alibaba. Today, I’ll share my analysis of this iconic Chinese company, often referred to as the “Amazon of China.” Over the years, I’ve been asked countless times: “Roy, why did you invest in Alibaba? Isn’t it risky to invest in a Chinese company? What about the potential for delisting?” In a previous post, I mentioned buying Alibaba stock in 2021, initially at around $220 per share, and averaging it down to $172 per share today. Am I still holding onto the stock? Yes. Am I selling it? No. While I don’t regret investing in Alibaba, one thing I do regret is buying it at a high valuation back

My BIGGEST Mistake: Don’t Make This One! Hi Everyone, If you’ve been following my posts, you know I’ve been on a four-year journey in value investing—learning the ropes, honing my skills, and diving deep into what value investing truly means. As 2024 draws to a close and we prepare to step into 2025, I’ve been reflecting on the mistakes I’ve made and how I can improve my analysis in selecting the right businesses. Today, I want to share my biggest mistake with you, in hopes that it might help you avoid making the same error. My Biggest Mistake When I first started investing, I, like many others, was tempted by the allure of quick profits and fast cash. During a bullish market, it’s easy to get caught up in the fear of missing out (FOMO), diving into stocks that might be great businesses bu

I’m Buying This Stock! Hi Everyone, As the year winds down, I hope your portfolios are holding up well. Feel free to share your progress—whether good or bad—in the comments below. Let’s encourage and motivate each other as we wrap up the year together. I just returned from a much-needed holiday, which was a great opportunity to relax and recharge. But, as any investor knows, the world of investing never really takes a break. While I was away, I kept a close eye on a few stocks in my watchlist. Recently, there was a bit of a market pullback—likely due to the release of the Fed’s 2025 interest rate outlook. While fear crept into the market, I see this as a golden opportunity to dig into some great companies and uncover valuable opportunities. So, what’s my latest portfolio addition? Before d

$PayPal(PYPL)$   Hi and hi it has been awhile since i have done a post on a stock analysis. short summary of what i have been doing, if you look back in my post. myself have been refining on my stock evaluation excel. doing my best to make it a better tool in valuating a stock YES, you are right. i am a value investor, look towards a more long term play. If you are one of them welcome or had some set back in your investing journey do not worry i was once like you too. "Every investment is the present value of all future cash flow" Stock market have been rising and always will be on the long term, however on the short run individual stock will seem to good not to miss out during this period. On the short run a st

$Atkore Inc.(ATKR)$ Here is what you need to know on my most recent BUYS!!! ATKORE Analysis! Many of you may not have heard of this company before so I will summarise and make it easy to understand for all my value investors. Atkore is a leading manufacturer and distributor of electrical, mechanical, and safety products. So basically their main business models are 1.⁠ ⁠Manufacturing and distribution 2.⁠ ⁠Product innovation and development 3.⁠ ⁠Strategic acquisitions and partnerships They have fall 60% to 70% from their ATH, due to missing earnings and of course due to the slow economic cause by the inflation. So I dived deep into their growth and valuation instantly. 8 Pillars showed me 8 check marks in green, and it tingle my curiosity. Lo

The 8 “PILLARS” applied to my stock picking To those that are value investors or learning to be one. You may have heard somewhere in your Journey , Eg: finding intrinsic value or how to determine whether a stock is under valued or over valued Using $Alphabet(GOOGL)$   as an example. I’m here to share the 8 pillars I use which helps to summarise or tell a story of a company. (Labelled as 8 Pillars in the photo) 1. 5years PE ratio < 22.5 2. ⁠5years ROIC > 9% 3. ⁠shares outstanding (decreasing or increasing) 4. 5years Cash flow growth 5. ⁠5years net income growth 6. ⁠5years revenue growth 7. ⁠Long term liabilities / 5yr FCF < 5 8. ⁠5years price to FCF < 5 These 8 metrics serve as a guide to analyse a company growth, o

I consider myself as a conservative investor, you won’t be seeing me owning stocks which some of you see it daily in your watchlist 😂 However, here’s a breakdown of the business/stocks that I own currently in 2024: Rough % estimate allocated: - 70% , ETFs - ⁠30% , Individual stocks ETFs: SCHG (large cap), SCHM (mid cap), SCHA (small cap), MCHI (China ETFs) US Stocks: PayPal, Alibaba, Atkore, Dollar general SG Stocks: OCBC I will do a valuation and summary of the factors I use to help in my decision/consideration. I also created a valuation calculator which helps in my assumption or tell me a story of what I could expect in 10years time of a business. Ultimately we have our own risk appetite and you know yourself best! If you have read through this post thank you and I appreciate yo

My investing journey started in 2021  It was a hell ride the day I started this journey. I have learnt a lot throughout this investing journey. Having a sound mind to invest and to read financial statement also a business.  2024 YTD - 17% ROR  Recover the losses that incur over 2021-2022. Dollar cost average into ETFs. Investing and making sure I have enough "Bullets" to average down the companies I invested. Along the way I sold companies at losses that didn't make sense to make in valuation or business that I didn't understand.  Those who are suffering from losses do not be discourage. Don't chase the losses but focus on improving and understanding reading financial statement and business.  A great business invest at a wrong valuation, is a bad investment.