@Moonlight23:Entering into 2023, US Fed rates were standing at 4.5%, $SPDR S&P 500 ETF Trust(SPY)$ at 3800s, with major players predicting that we were all heading into recession and an economic slump. End 2023, US Fed rates are now at 5+%, $SPDR S&P 500 ETF Trust(SPY)$ up about 20%, with recession not in sight and the market still performing at its highest levels. I myself is also guilty of such predictions, slowly selling down as interest rates rose, and losing out on about 10% gains that I could have had should I have held on to the stocks that I sold. Here's some lessons that I learned from this year: 1. Take predictions with a pinch of

@Moonlight23:December is a month that has had more wins than losses over the past 70 odd years, with the percentage of winning months being about 75%. This translates to it being one of the best performing months historically.  As of whether Santa Claus is really the cause of this rally, one might want to seek the opinions of his transport workers: the reindeers (or modern day Tesla). $Tesla Motors(TSLA)$ has been outperforming here, smashing up about 25% since it's lows about 2 months ago. With Santa working in weird and mysterious ways (read: possible interest rate cuts!), one might attribute this red hot rally to the sea of investors rushing in in order to avoid the FOMO, trying to catch the last train out