Last Updated : August 29th, 2023

Effective date: August 29th, 2023

TTMF Limited (the “Company” “TTMF” “We” or “us”) provides the website located at http://ttm.financial together with all related sub-domains thereof and mobile applications operated by or on behalf of TTMF (collectively the “Services ”) to the user (“you”), subject to this Terms and Conditions (“this Agreement”).

Before using our Services, please read our Privacy Policy and this Terms and Conditions carefully. By continuing to access or use our services, you indicate your acceptance of the Terms and Conditions.

Scope of the Agreement

With the rapid development of internet, the terms set forth in this Agreement between you and TTMF are not able to list and cover all rights and obligations of the parties, and the existing agreements may not completely align with the future needs of development. Therefore, the forum rules which published and updated from time to time on the Service shall all be supplementary agreements thereto, and shall form an integral part of the Agreement with equal legal effect. The supplement which may applicable subject to where you reside, get access to the Service, or transact business with TTMF is also an integral part of this Agreement. You will be deemed to have agreed to such supplementary agreements should you proceed to use the Service.

We reserve the right to modify, delete, or add to the Terms and Conditions at any time. Please refer to the last updated time at the top of this document and periodically review the Terms and Conditions. Any changes to the Terms and Conditions will be made in the document and become effective when we publish the revised version. Your continued use of the Services after the updated Terms and Conditions have been posted means you accept the new Terms and Conditions. If you do not agree to the updated Terms and Conditions, please immediately discontinue using our Services. 

You acknowledge and agree that TTMF reserves the right to discontinue or modify the Services at any time. You also understand and agree that TTMF may discontinue or restrict your use of the Services for any reason without notice.

TTMF Account

According to local laws and regulations, you may be required to either provide your full name, email address, password, and phone number (the “Registration Credentials”) or register via one of the Third Party Accounts (specifically as displayed on the registration page) to set up an account on the Services (“Account”) and obtain access to certain parts of the Services. You must ensure that your Registration Credentials are accurate, truthful and updated. We reserve the right to block the creation of your Account based on our inability to confirm the authenticity of your Registration Credentials.

Please note that your email address, phone number and password which you provide and your user name will be used to login in to your Account. You will be solely responsible for maintaining their confidentiality and must immediately notify us of any unauthorized use of your Account. By using your Account, you acknowledge and agree to assume full responsibility for all activities conducted under it, including, but not limited to, use of the Account by any third party authorized by you to use your email address and password.

We reserve the right to terminate your Account, in our sole discretion, at any time without notice.  If you have any questions or wish to terminate your Account, you can contact us at uservice@ttm.financial, and we will respond as soon as practicable after receipt of your email.

Subscription Services

Some of the Services we provide require you to subscribe (“Subscription Services”), and for such Services, we may charge you a subscription fee (“Subscription Fee”).

These Subscription Services are governed by any additional terms (“Terms”) you agree to when you register these Services.  If you register for Subscription Services, you agree to pay the applicable Subscription Fees and must designate a payment method and provide us with accurate billing and payment information, and you are responsible for ensuring that your billing and payment information is accurate and up to date. If Subscription Services include any third-party product or service, you understand and agree that your purchase and use of the Service is also subject to the third party’s terms of service and privacy policy, which you should read thoroughly before agreeing to them. TTMF assumes no liability for any third-party products or services provided in connection with the Subscription Services.

Payment. You represent that you are at least the minimum age required to enter into a legal agreement. You agree to pay us for any Subscription Services you purchase from us (or a third party), as well as all other charges incurred under your Account, including applicable taxes and fees. You are responsible for all charges incurred under your Account, including purchases made by you or anyone you allow to use your account or any sub-or linked accounts (including any person with implied, actual, or apparent authority) or anyone who gains access to your account as a result of your failure to safeguard your authentication credentials.

Fraud Protection. We may take steps to verify the validity of the credit card information you provide to us. You authorize us to do anything for verification and anti-fraud purposes.

Termination. We reserve the right to modify, suspend or terminate some or all of the Subscription Services without notice, including access to support services, content, and other products and services that come with the Subscription Services. We will provide appropriate refunds for specific and unusable portions of the Subscription Services (if any).

No Refunds. Unless otherwise specified in this Agreement, all Subscription Services fees are non-refundable. We reserve the right to refuse such a refund request for any reason, including if we reasonably believe (i) that you are trying to unfairly exploit this refund policy, for example, by making repetitive refund requests in respect of the same feature; (ii) if you are in breach of the Terms; or (iii) if we reasonably suspect that you are using the Subscription Services fraudulently.

Change in Fees and Billing Method. We may change our fees and billing methods at any time. We will provide you with notice of any price increase at least thirty (30) days in advance.

Disclaimer

The Services and any material and/or content appearing thereon (including opinions, chats, messages, news, research, analyses, prices, or other information, “Content”) are provided “as is”, without any warranties. TTMF, its employees, officers, directors, affiliates, agents and licensors cannot and do not warrant the accuracy, completeness, currentness, timeliness, noninfringement, title, merchantability or fitness for a particular purpose of the content available through the Services, or the Services themselves, and TTMF hereby disclaims any such express or implied warranties.

In no event shall TTMF, its employees, officers, directors, affiliates, agents or licensors be liable to you or any third party for any financial loss, lost profits, special, incidental, or consequential damages, or any other similar damages or losses resulting directly or indirectly from your use of the Services or Content, caused in whole or part by TTMF’s negligence or contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering the Services and any Content thereon.

In no event shall TTMF, its employees, officers, directors, affiliates, agents or licensors be liable to you or any third party or anyone else for any decision made or action taken by you in reliance on such Content on the Services or the Services themselves.

No Investment Advice Provided

All Content contained in the Services are provided for general market information, educational, and entertainment purposes only, and do not constitute investment advice.

The Services should not be relied upon as a substitute for comprehensive, independent market research before making actual trading decisions. Opinions, market data, recommendations or any other content is subject to change at any time without notice. We will not be liable for any loss or damage, including but not limited to loss of profit, arising directly or indirectly from the use of or reliance on such Content. We do not recommend using technical analysis as the sole basis for trading decisions. We do not recommend making hurried trading decisions. You should always understand that past performance is not necessarily indicative of future results and should not be relied upon as a guarantee of future success.

Legal Restrictions

Without limiting the foregoing, you understand that financial contract laws vary throughout the world, and it is solely your obligation to ensure that you fully comply with any laws, regulations, or directives applicable to your country of residence regarding the use of the Services. The Services do not constitute and may not be used for the purposes of, an offer or solicitation to anyone in any jurisdiction where such an offer or solicitation is not authorized, or to any person to whom it is unlawful to make such an offer or solicitation.

Limited License

TTMF grants you a non-exclusive, non-transferable, and limited personal license (the “License”)to access and use the Services solely for your personal, non-commercial use. This License is conditional upon your full and continuing compliance with this Terms and Conditions. You may not “deep-link” to the Services, resell or permit access to the Services to others, and may not copy, reproduce, republish, upload, post, publicly display, encode, translate, transmit, or distribute any materials appearing on the Services in any way, for any purpose, to any other computer, server, website, or other medium for publication, distribution, or making available, or for any commercial enterprise, without the prior written consent of TTMF. You may not use any electronic communication feature of Services for any purpose that is illegal, tortious, abusive, and intrusive on another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening, or hateful. The License granted under this Terms and Conditions will terminate if TTMF believes that any information provided by you, including but not limited to your Registration Credentials, is no longer current or accurate, or if you fail to otherwise comply with any term or condition hereof or any rules and guidelines for each of the Services. Upon such violation, you agree to cease accessing the Services. You agree that TTMF, at its sole discretion and with or without notice, may terminate your access to any or all Services, and remove and discard any information or content within the Services.

Links to Third Party Sites and Use of Third Party Software

During your use of this Service, hyperlinks to websites operated by third parties may be included, and we make no promises or guarantees regarding the security or reliability of third-party hyperlinks. TTMF shall not be held liable for the content or operation of such websites. A hyperlink from our Service to another website does not imply that TTMF endorses the content or operation of that website. You are solely responsible for determining the extent to which you may use any content or such website.

We strongly recommend that you review the agreements, privacy policies, or similar documents of any third-party links before accessing them and comply with the applicable third-party terms.

TTMF is not responsible for any losses or damages incurred by you while logging in or browsing third-party links.

In any circumstance where TTMF, its officers, directors, or employees may be liable to you or any third party, their liability shall be limited to the amount of money you transferred to TTMF in relation to the transaction giving rise to such liability.

Advertising

As a part of the Services, we may display advertisements provided by TTMF and/or third parties. These advertisements may be targeted to the content of the Services, search queries, or other information. The nature and scope of advertisements are subject to change. In consideration for TTMF granting you access to and use of the Services, you agree that TTMF and its third party advertisers and sponsors may place such advertising on the Services. Third party advertisers and sponsors are responsible for ensuring that material submitted for inclusion in advertisements on the Services is accurate and complies with applicable laws. We are not responsible for the illegality or any error, inaccuracy or other problems in the advertiser's or sponsor's materials.

Market Information

We provide a wide range of financial information, known as Market Information, through our Services. This information is generated internally or obtained from third parties (“Third Party Providers”), such as agents, vendors, or partners. Market Information includes financial market data, quotes, news, analyst opinions, research reports, graphs, and data.

Please note that the Market Information provided on our Services is not intended as investment advice. We make it available to you only as a convenience, but we do not endorse or approve the Market Information. We do not guarantee its accuracy, timeliness, completeness, or correct sequencing, nor do we warrant any results from your use or reliance on it.

Market Information may become unreliable due to various reasons, such as changes in market conditions or economic circumstances. We and Third Party Providers are not obligated to update any information or opinions contained in any Market Information, and we may discontinue offering Market Information at any time. Please understand that we and Third Party Providers will not be liable for any termination, interruption, delay, or inaccuracy of the Market Information.

You are not permitted to "deep-link," redistribute, or facilitate the redistribution of Market Information. Furthermore, you must not provide access to Market Information to anyone who is not authorized by us to receive it.

Regarding to the Market Information displayed on the Services, you are prohibited from and hereby represent and warrant that you shall not: (i) copy, store, sell, license, distribute, transmit or duplicate to any third party or to any person any Market Information or any part thereof, in any form or by any means; (ii) make the Market Information available on any website or in an application, or available to the public via the internet or otherwise; (iii) use the Market Information for the purpose of creating and/or operating (directly or by any third party) any financial product, index or service, or in any other manner without TTMF or its applicable Third Party Providers' permission; (iv) use the trademarks, logos, brand names or any other similar identifying mark, or remove any copyright or proprietary notices incorporated into the Market Information (“Marks”) and you hereby acknowledge that TTMF or its applicable Third Party Providers are the owners of the intellectual property rights in, and relating to, the Market Information any Marks; (v) use the Market Information in any way or for any purpose that would require a separate license from TTMF or its applicable Third Party Providers or any other person; and (vi) permit or allow any third party to engage in any of the aforementioned activities.

Use & Access

You shall be responsible for providing and maintaining the devices you use to access the Services, including but not limited to your personal computer or mobile device, connectivity hardware, software and telecommunication lines (“Device”).

You shall be responsible for all access and service fees necessary to connect to the Services and assume all charges incurred by use of such connectivity services. You further assume all risks associated with the use and storage of information on your Device through which you will gain access to the Services.

You represent and warrant that you have implemented and plan to operate and maintain appropriate protection in relation to the security and control of your Device and any information and data included therein.

You agree that TTMF will not be liable in any way to you in the event of failure of or damage or destruction to your Device systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any Device.

You may not in any way, whether directly or indirectly, expose TTMF or any of TTMF's online service providers to any computer virus or other similarly harmful or inappropriate material or device.

Without limiting the generality of the foregoing, your use of the Services is subject to the following restrictions:

1. You shall not use, sell, rent, lease, copy, modify, distribute, redistribute, license, publicly perform or display, publish, edit, create derivative works from, or otherwise make unauthorized use of the Services and/or any Content and Marks, without TTMF's prior explicit written consent; Likewise, You shall not modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Services, without TTMF's prior explicit written consent;

2. Except as expressly stated herein, no part of the Services, Content and/or Marks contained therein may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, without TTMF's prior explicit written consent;

3. You shall not access the Services in order to build a similar or competitive service;

4. You shall not use the Services for promoting illegal activities or materials that may violate any local, state, national, or international laws or regulations, including but not limited to those concerning intellectual property and other proprietary rights (including but not limited to patents, trademarks, trade secrets, copyrights, or any third party's confidential, proprietary, or trade secret information), and privacy rights;

5. The Services may not be used by any automated machine, automated crawling system, or other similar automated functions or services;

6. You shall not impersonate any individual or entity or otherwise misrepresent affiliation, connection or association with any individual or entity, or use any fraudulent, misleading, or inaccurate contact information;

7. You shall not remove, circumvent, disable, damage or otherwise interfere with any features of the Services, or attempt to gain unauthorized access to any portion thereof through any means, or interfere with, corrupt, or disrupt the operation or performance of the Services or the ability of any other person to use them (including, without limitation, by attempting to degrade the performance of the servers in any way);

8. You shall not violate other users' or third parties' rights to privacy, publicity and other rights, or harvest, scrape, data aggregate, data mine, screen scrape, index or collect data and information about other users or third parties without their consent, whether manually, or automatically with the use of any means, including without limitation bots, crawlers, spiders, sifters and load testers, without the express written consent of TTMF, or engage in testing, pen-testing, sniffing or monitoring of the Services, their systems, software or hardware in any way;

9. You shall not use the Services in connection with material which a reasonable person could deem to be: offensive, inaccurate, incomplete, abusive, obscene, objectionable, defamatory, libelous, fraudulent or deceptive, indecent, pornographic, profane, threatening, advocating harassment or intimidation, distressing, vulgar, hateful, malicious, harmful for minors, racially or ethnically offensive, advocating racism, bigotry, hatred or physical harm of any kind against any group or individual, or disparaging the religious, political, or legal agenda of any person or entity, or is otherwise inconsistent with this Terms and Conditions including any of our policies;

10. You acknowledge and agree that we shall not be held responsible for any modification, suspension, or termination of the Service or any part thereof, and any impact it may have on you or any third party.

User Privacy Protection

We will protect your personal information and personal privacy strictly in accordance with the requirements of relevant laws and regulations. Please read our TTM Privacy Policy carefully for more details about the protection of users' personal information.

Force Majeure

TTMF shall not be liable for any interruptions, delays, failures, data loss, information damage, or other technical issues caused by force majeure events.

Force majeure events include, but are not limited to, natural disasters (such as earthquakes, floods, fires), war, terrorism, government actions, power outages, network failures, hacker attacks, computer viruses, system malfunctions, or other unforeseeable or unavoidable events.

In the event of a force majeure event, we will make reasonable efforts to minimize the unavoidable impact and restore services as soon as possible but does not guarantee a specific timeline for service restoration.

You should understand and accept that force majeure events may affect the normal operation of the Service. We shall not be held responsible for any losses or inconveniences arising from such events. 

Technical Problems

You understand that while the Internet and the World Wide Web are generally reliable, technical problems or other conditions may delay or prevent you from accessing the Services.

For any technical issues, system failures and malfunctions, communication line failures, equipment or software failures or malfunctions, system access issues, system capacity issues, high internet traffic demands, security vulnerabilities and unauthorized access, and other similar computer problems and defects, TTMF shall not be held liable, and you agree not to hold TTMF or any of its agents or service providers responsible.

TTMF does not represent, warrant or guarantee that you will be able to access or use the Services at the time or locations of your choosing, nor does it guarantee that TTMF has sufficient capacity to provide the Service in any geographical location.

TTMF does not represent, warrant or guarantee uninterrupted and error-free service. Furthermore, no warranties or guarantees are made regarding the Service and its content, including but not limited to the warranties of merchantability or fitness for a particular purpose.

Except as otherwise expressly provided, TTMF shall not be responsible for the failure to execute orders and requests due to information system failures caused by technical glitches, as they are beyond our control. 

User Content

“User Content” refers to all information and content that you submit to or generate through the use of the Service, such as your comments on articles. You are solely responsible for your User Content, and you assume all risks associated with its use, including any reliance by others on its accuracy, completeness, or validity, or the identification of your or any third party's personal identity resulting from the disclosure of your User Content.

By posting or uploading User Content to the Service, you hereby declare and warrant that: (a) you own the User Content or have sufficient rights and authorization over it; (b) your User Content does not violate this Agreement; (c) your User Content does not contain any virus, adware, spyware, worms, or other harmful or malicious code; (d) You shall not provide any advice and recommendations without the professional qualifications and licences required by applicable laws and regulations. You are solely responsible for your User Content.

TTMF is not obligated to backup any User Content and User Content may be deleted at any time. If you require backups, you are responsible for creating your own backups.

By posting or uploading User Content to the Services, you hereby grant (and represent and warrant that you have the right to grant) TTMF an irrevocable, nonexclusive, royalty-free and fully paid, global license to use, copy, distribute, publicly display and perform, make derivative works of, incorporate into other works, and otherwise use your User Content, and to grant sublicenses of the foregoing. You agree to irrevocably waive (and cause to be waived) any moral rights or attribution rights relating to your User Content.

If you provide TTMF any feedback or suggestions (“Feedback”) regarding the Services, we will collect your feedback. TTMF considers any feedback you provide to us as non-confidential and non-proprietary. You agree not to submit any information or ideas that you consider to be confidential or proprietary to TTMF.

You are solely responsible for any User Content you post on Service. TTMF does not warrant the accuracy, timeliness, applicability, or quality of any User Content. Your interactions with other users of the Service are solely between you and that user, and TTMF is not responsible for any loss or damage resulting from such interactions. TTMF has no obligation to participate in or assist in resolving any disputes between users.

TTMF reserves the right to review any User Content, investigate, and/or take appropriate actions at its own discretion. We strictly prohibit group invitations, advertisements, self-promotion, or sending private messages to others, including but not limited to User Content that constitutes advertising, solicitation, affiliate codes, or link bait. If we identify any of the aforementioned instances in your User Content, we may take measures including, but not limited to, deleting or modifying your User Content, terminating your account, or reporting you to law enforcement.

TigerGPT Service

The full name is "Tiger Generative Pre-Trained Transformer", which refers to the intelligent dialogue robot or AI assistant provided by TTMF for the purpose to provide data query services (such as: financial encyclopedia, company encyclopedia, market data, financial data, etc.), information summary and analysis services, etc. The TigerGPT Service is only available to registered users who agree to TigerGPT Service Agreement and Privacy Statement.

In order to provide you with the Services, we will collect text dialogue information you input and the evaluation information for the output content. We may anonymize or de-identify your data, so that it can no longer be associated with you. If you disagree for this collection and process, please input the aforementioned data with caution, but this may affect your normal use of some or all of the functions of the TigerGPT Services.  

To protect the security of personal data and the privacy of yours and others, personal privacy information is prohibited from being uploaded. Without authorization，we will not use your personal privacy information or confidential information for training models.

Please note that in order to comply with relevant laws and regulations, we may retain the data that you voluntarily provide to us and data that is automatically generated when you use the  Services, as appropriate. In general, we will retain your historical text dialogue information for 24 hours.

Trademarks and Copyrights

The ownership, rights, and interests of the Services, Content, logos, service marks, trade names, and identifiers in the Service belong to TTMF or its affiliated companies or other licensors and are protected by copyright law, trademark law, and international treaties.

You shall not remove any copyright notices or other intellectual property notices from the materials printed or downloaded from this Service. Except as expressly provided in this agreement, you will not acquire any intellectual property rights or any rights or licenses to use such materials or services.

The images displayed on the Service are the property of TTMF or its licensors. Without obtaining the permission of the rights owner and prior written consent from TTMF, you shall not upload, post, copy, or distribute any information, software, or other materials protected by copyright or any other intellectual property rights (including publicity rights and privacy rights).

Unless expressly authorized in writing by TTMF or any third party that may own the trademark rights, no content on the Service shall be interpreted as granting a license or right to use any trademark by implication, estoppel, or otherwise. Except as provided in this Agreement, your use of trademarks or any other content of the Service is strictly prohibited.

If you believe that our users or services have unlawfully infringed your copyrighted material and you wish to have the allegedly infringing material removed, please provide the following information in written notification to uservice@ttm.financial:

1. Proof of the material in our Service that you claim is infringing and that you request to be removed.

2. Proof of the copyrighted work that you claim has been infringed.

3. Sufficient information to enable us to locate the material.

4. Your contact information including email address.

5. A statement declaring that you have a good faith belief that the use of the disputed material is not authorized by the copyright owner, its agent, or the law.

6. A statement declaring that the information in the notification is accurate, and that you are the copyright owner or authorized to act on behalf of the copyright owner, and willing to accept liability for perjury.

Breach

If you violate this Agreement or any laws, or infringe upon any third-party rights, resulting in personal or property damage to TTMF, its affiliated companies, or their respective directors, officers, and employees, you shall be liable for all claims, demands, liabilities, damages, losses, costs, and expenses, including legal fees and other expenses.

Without prejudice to any other rights specified in this Agreement, if you violate any term of this Agreement in whole or in part, TTMF or any of its affiliated companies that provide services to you reserves the right to take appropriate measures it deems necessary, including (but not limited to) terminating any agreements with you, terminating or blocking the services provided to you, and/or taking legal action against you.

Governing Law and Court Jurisdiction

These Terms and Conditions shall be governed by the laws of the British Virgin Islands (“BVI”), without regard to conflicts of law principles thereof. This is the case regardless of where you reside or transact business with TTMF.

Exclusive Court Jurisdiction:  You agree to submit to the personal and exclusive jurisdiction of the courts located within the BVI to settle any dispute, which may arise in relation thereto.

Disclosures

The Services hereunder are offered by TTMF Limited, registered at:

Sertus Chambers, P.O. Box 905, Quastisky Building, Road Town, Tortola, British Virgin Islands.  

Special Conditions

TTMF may receive a referral fee as a result of displaying such third party providers in respect of financial services in our Services. The Services do not necessarily include any brokerage companies or all types of products available in the marketplace. We do not guarantee that the Services displays the best possible rates and terms available in the market.

No information on the Services is to be construed as financial product advice or a recommendation.

Your engagement with third party providers displayed on the Services, is subject to a separate agreement between you and the applicable third party. You acknowledge and agree that TTMF has no role in the third party's decision to provide or not provide financial services to you.  

Miscellaneous

TTMF may assign its rights in the Services to any third party at its sole discretion. You may not assign or delegate your rights according to this Agreement, without the Company's prior written consent.

If any part of these Terms and Conditions are held unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

Failure to assert, at any time, any right, or require performance with regard to these Terms and Conditions by or on behalf of TTMF shall not constitute concession, yield, waiver or relinquishment of any sort, and shall not limit TTMF's rights with respect to such breach or any subsequent or other breaches.

Supplement One, Applicable to clients of Tiger Fintech (NZ) Limited

Tiger Fintech (NZ) Limited Community Rules

Tiger Fintech (NZ) Limited (“TFNZ”) is committed to providing its investing clients with a more engaged community and convivial atmosphere where investors are encouraged to share and communicate their investment thoughts, understanding, views, and knowledge with others. It is important for us to maintain the community as a good and interactive place for investors to engage and learn about equity, options and futures markets and investment trends. TFNZ sincerely hopes every investor can benefit from this community. Accordingly, TFNZ has established the Rules for this community to ensure a respectful, sincere, and supportive environment is promoted on this platform. By participating in TFNZ Community, we deem you have read the disclaimer of this community, and you agree with, and will adhere to the Rules introduced hereinafter.

Community Rules

In order to maintain and promote an orderly community, our community administrator shall have the right to monitor and review the content of community posts and comments. If at TFNZ’s own discretion, information posted, shared, or commented is deemed to breach community rules; or your post, sharing or comment is reported by other users, which at TFNZ’s own discretion, it is deemed that the reported information violates these Community Rules, then this may result in your remark being deleted and/or you are being banned as a user of this trading community without a prior notice to you. Every user in this community is obligated to show and promote mutual respect and if you have observed any negative content or information that is not compliant with our Community Rules or detrimental to the purpose of this community, we encourage you to report it to our community administrator.

For the purpose of a respectful, positive and orderly community environment, content and information that relate to the following are prohibited:

Financial advice, consultancy, and solicitation on offerings or services.

Content or information that constitute personal financial advice, investment advice or the provision of consultancy services that may relate to:

a) Investing, financial planning, taxation advice or recommendation.

b) Offer or solicitation to buy or sell financial products.

c) Offer or solicitation to buy or sell virtual currencies, virtual assets, digital asset investments, cryptocurrencies or similar products.

d) Solicit users to other platforms for the purpose of giving abovementioned advice.

e) Solicit users to other platforms for the purpose of collective buying or selling financial products in order to achieve stock price manipulation or personal gain.

f) Advice in relation to Investment portfolio management and mirror trading.

Sexual, obscene, harassing or violence content

Any content or information, including words, images, videos, or links that constitute, solicit, advocate or prone to be sexual, nude or explicit in nature, obscene, harassing, or violent is prohibited.

Any content or information that constitute, advocate, or prone to be offensive, insulting, defamatory, threatening, bullying or inflammatory is prohibited.

Racism, terrorism, and hatred content

Any content or information that constitute, advocate, or relate to racism, terrorism, or hatred.

Disrespectful, vulgar, and derogatory language or content

Any content or information that is, or prone to be disrespectful, abusive, vulgar, derogatory, or profane.

Personal identifiable information, user privacy and security

To respect and protect user privacy, any personal identifiable information is prohibited in this community, including but not limit to:

a) Passport number, Chinese ID card number or other types of government issued identity number, documents, or information.

b) Personal contact information, including real name, phone number, email address and address.

c) Information that relates to bank account number, credit card details.

d) Content or information that may incur personal identifiable information leakage, or exposure to the third-party without user permission.

e) Impersonating other users or misrepresenting other users.

f) Any external links with malicious intention or content, for example, external fraudulent website, trojan, virus websites, phishing websites, junk or spamming.

Copyright and infringement

Users should not post any content or information, impersonating TFNZ, or with the nature or impression of acting on TFNZ’s behalf.

Users are not allowed to post, use any content or information in a way that may infringe TFNZ’s intellectual property, copyright, trademark, logo or branding; or by posting, exploiting branding of TFNZ for the purpose of misleading others.

Meaningless and junk information

The following types of content and information are prohibited in this community:

a) A string of meaningless words, symbols, letters of the alphabet, pictures, and expressions.

b) Advertisements, external invites by means of text, picture, QR code, external link without TFNZ’s consent.

c) Meaningless content or multiple posts containing duplicate information.

d) Third-party activities, promotion, or product sale without the consent of TFNZ.

Misconduct behaviors

The following misconduct behaviors are prohibited, including but not limit to:

a) Spreading misleading, false rumors, unsubstantiated or fabricate content or information about a stock, organization or individual, with an intent to move the price of the stock, which may result in inflammatory market reactions or market manipulation.

b) Purposedly post prophecy, personal views about performance of financial products, with the nature of soliciting others to follow the investment strategy to achieve personal gain or to manipulate the stock price.

c) Any other content or information that is or may result in market misconduct behaviors.

Prohibited by regulations and laws

Users should not post any content or information that may violate the local laws and regulations or post any content or information that from TFNZ’s view is disrupting the purpose of this community.

Disclaimers

Investing involves risk. TFNZ does not provide any personal financial or investment advice to its investors, and any information posted, shared, and presented in this community does not constitute as such; nor we authorize a third-party to give personal advice on our behalf. Please always remember you might lose money, you are not guaranteed to make profits, or achieve investment returns. We encourage you to do your own research before starting your investment.

Although TFNZ encourages its investors to share financial markets investment information with others in this community, users should be aware of bindings in terms of the use, repost or reproduce the information or sources originated from other third-party platforms. You should be aware that and ensure that when you use the third-party platforms’ information, their intellectual property and copyright is respected and adhered to. TFNZ is not liable for any content posted by users that may infringe rights or copyright of any other third-party platforms.

Supplement Two, Applicable to clients of Tiger Brokers (AU) Pty Limited

Tiger Brokers (AU) Pty Limited Community Rules

Community Rules Highlight:

1. Be Kind: Treat all other members with respect. There will be absolutely no tolerance of harassment, witch-hunting, sexism, racism, or any form of hate speech.

2. No Endorsement: you are personally liable and responsible to your posts. Pump and Dump is strictly prohibited. Tiger Brokers does not make any endorsement to the contents posted by the members. Tiger Brokers does not warrant or guarantee the completeness and accuracy of any posts views made in the group.

3. No Spam, Self-promotion: Group invites, advertisements or DM to other members without obtaining prior consent from the group administrator are strictly prohibited.

4. DYOR and No investment advice: Do your own research. Any materials and information provided by any member are at best general in nature, which is not an investment advice considering your personal situation, needs or objectives.

5. Personal Privacy: please do not share or disclose any personal information of yours or anyone else.

6. See Something, Say Something: Please let the administrator know if you see anything that violated the Rules. We want this group to be a welcoming space.

If you intend to make postings as a representative or employee of a licensed entity, please identify yourself to administrator and seek prior approval.

By being a member of this group, you declare you have read and agreed to the Community Terms and Conditions, the Supplement herein and the privacy policy and privacy policy supplement available at https://www.tigerbrokers.com.au/info/others-agreements-and-disclosures  

Community Rules:

1. BE KIND AND ENCOURAGING

We’re all in this together to create a welcoming, no-judgment community. Be mindful that people join the Tiger Brokers Community at different points in their investing journey. Healthy debates are natural, but kindness is required. Different respectful opinions are highly appreciated.

It is the policy of Tiger Brokers Community to allow members to discuss issues in a free and open manner (subject to the principles outlined in this Rules). Tiger Brokers will not take sides in disagreements or disputes involving group members. Please inform the administrator should you see any postings that is in breach of the rules.

2. YOU ARE PERSONALLY RESPONSIBLE TO YOUR POST

You are personally liable and responsible to your posts. Tiger Brokers does not make any endorsement to the contents posted by the members. Tiger Brokers does not warrant or guarantee the completeness and accuracy of any posts made.

If you are making posts as a representatives or employees of a licensed entity, please identify yourself to Group Administrator and seek approval first.

You must not make any postings in the group that:

• Mislead members and/or misrepresent your identity or your relationship with Tiger Brokers or any other persons.

• Contain swearing and offensive language. Bullying, threatening or harassing of any kind is not allowed, and degrading comments about race, religion, culture, sexual orientation, gender, or identity will not be tolerated.

• Defame any entities or individuals, which can include allegations, rumors, contradictions, and humor. Entities or corporations with more than 10 employees may have the cause of action for defamation.

• May or likely infringe any 3rd party’s copyright or IP.

• Is irrelevant to the topics discussed in the Group.

• Is deemed to coordinate pump and dump activities.

• Offer or solicitation to buy or sell virtual currencies, virtual assets, digital asset investments, cryptocurrencies or similar products.

• Is fraudulent, misleading or deceptive.

• Is likely to feed the trolls.

3. NO SPAM, SELF-PROMOTION

Group invites, advertisements, self promotion, or DM to other members without obtaining prior consent from the group administrator are strictly prohibited. which includes but not limited to posts constituting advertising, solicitation, affiliate code or link baiting (which is embedding a link in your post to drive traffic to your own site).

4. NO PERSONAL ADVICE OR RECOMMENDATIONS

Do your own research. Any materials and information provided by any member are at best general in nature, which is not an investment advice considering your personal situation, needs or objectives.

You should not give or seek personalised advice and recommendations. For any advice needed, please speak to a professional tax or financial adviser. Any information you provide (factual or opinion) must not be used to mislead or misinform others.

5. SOURCES MUST BE PROVIDED

When sharing information, a link to a reliable and reputable source must be provided for others to validate the information provided and read on if they wish to do so. Screenshots of articles or copied and pasted texts will not be approved.

Copyright material shall not be posted, unless you have received explicit consent from the author or owner and it will not infringe the copyright.

The group will not tolerate any postings that contain malware, viruses or diverts members to phishing websites

6. NO REPEATED POSTS

Before you submit a post, please search the group for recent posts about the same topic. Add your comments to an existing thread if there is one, so the discussion remains easy to follow.

7. PERSONAL PRIVACY

Please do not share any personal information of yours. You shall not share others’ personal information without their explicit consent.

Discussions about money and investing can be sensitive and personal. What’s shared in the group stays in the group, unless stated otherwise. Collection of personal data of other members in any form is not allowed. Also, you should be aware that other users might not be who they claim to be. We do not perform background checks on any of the group members and we do not warrant that any user’s profile contains accurate information. Therefore, please do not give out your personal information to others.

8. COPYRIGHT

By being a member of this group, you agree to follow the Terms and Conditions, the Supplement herein, and agree that upon sharing any information in the group, you grant and assign to Tiger Brokers and its affiliates a non-exclusive worldwide, royalty-free, perpetual, irrevocable licence to use, distribute, display, reproduce, publish, and create derivative works from such information in any and all media and in any manner whatsoever, without any obligation to account to you. You also grant Tiger Brokers the right to authorise its users to download, reformat and print content from the group for their personal and non-commercial use.

Please do not post or share any material or information that may infringe any IP or copyright of any party. Copyright material shall not be posted, unless you have received consent from the author or owner and it will not infringe the copyright.

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Disclaimer: 

We make no representations or warranties and take no responsibility for the accuracy, truthfulness, legality, decency, or any other aspect of any discussion. Speaking in a group does not imply our endorsement, recommendation or support of that statement or any information, opinion, goods or services mentioned therein and we accept no responsibility for this.

There may be people joining the group from outside Australia, however, we make no representations or warranties that the information contained in the group complies with the laws of any country outside Australia (including intellectual property laws). If you join this group from outside Australia, you do so at your own risk and it is your responsibility to ensure that you comply with all relevant laws in your location.

We may remove you from the group at any time for any reason, including but not limited to breach of the above rules, without prior notice to you.

All investment products carry risk.. Past performance is no guarantee of future results. Any material or information provided by Tiger Brokers (AU) Pty Limited, “TBAU”, is not advice and has been prepared without taking into account your objectives, financial situation or needs. You should consider its appropriateness for your circumstances.

Tiger Brokers (AU) Pty Limited, ABN 12 007 268 386, is licensed and regulated by Australian Securities and Investment Commission (ASIC), Australian Financial Services Licence no. 300767 (AFSL).  

Please ensure you have read and understand the financial service guide, risk disclosure statements, product disclosure statements, target market determinations, terms and conditions and other disclosure and legal documents before making any investment.

The material shared or posted in the Group chat is for information purpose only and does not constitute an offer to sell, a solicitation to buy, a recommendation or endorsement for any financial product or strategy, nor does it constitute an offer to provide financial product advice by TBAU.

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Supplement Three, Applicable to clients of Tiger Brokers (SG) Pty Limited

Tiger Brokers (SG) Pty Limited Community Rules

In order to maintain and promote an orderly community, advocate the core socialist values, promote right value orientations, oppose negative or vulgar contents, our community administrator will monitor and review the content of community posts and comments. We call on users to express opinions and insights in accordance with the laws, regulations. If at TBSG‘s own discretion, information posted, shared, or commented is deemed to breach Community Rules, then this may result in this information or content being deleted and/or you are being banned as a user of this trading community without a prior notice to you. If you click to agree to the Community Rules or start using the Community Services (including registration, login, etc.), the Community Rules governs your access to and use of the Community Services.

Community Rules:

1. TBSG Community encourages and welcomes everyone to actively discuss issues in a free and open manner while subject to the laws and the Community Rules). For example，

(1)  sharing users' investment experience, ideas and strategies; and

(2) discussing investment ideas with other users based on the macro-economic policies, or the company's business model, products, services, management, culture and valuation level.

2. TBSG community is opposed to actions that violate laws, regulations and policies, disrupt the order of the community, or damage the community atmosphere, and the following content and information will be prohibited:

(1) Content and information that affect users' experience and is not in line with the community atmosphere, such as, a string of meaningless words, symbols, letters of the alphabet, pictures, and expressions; sending meaningless content and duplicate content by machine crawling; creating a bad interactive atmosphere such as comparing and showing off the wealth and catching attention.

(2) Content and information that relate to disclosure of privacy, personal attacks, social discrimination, such as, disclose others' personal information and privacy without consent; insult, slander, threat, portrait tampering, malicious report; discriminating, insulting or assaulting others because of their identities or classifications, such as nationality, race, religion, sexual orientation, gender, age, region or physiological characteristic.

(3) Content and information that relate to improper business operations, such as, induce investors who have no investment intention or risk tolerance to participate in trading financial products; conduct illegal activities under the name of "financial innovation" or "blockchain" and induce users to invest in "virtual currency", "virtual assets" and "digital assets",  advocating for virtual currency marketing; invite users to open stock, futures, foreign exchange accounts and other accounts of other platforms by means of posting posts, comments, personal profiles, nicknames, etc., in TBSG Community.

(4) Content and information that relate to Prohibited Material under Singapore law, such as, depict nudity or genitalia in a manner calculated to titillate; promote sexual violence; depict detailed or relished acts of extreme violence or cruelty; glorifies, incite or endorse ethnic, racial or religious hatred, strife or intolerance.

(5) Content and information that relate to Sedition,  such as，bring into hatred or contempt or to excite disaffection against the Government and the administration of justice in Singapore; excite the citizens of Singapore or the residents in Singapore to attempt to procure in Singapore, the alteration, otherwise than by lawful means, of any matter as by law established; raise discontent or disaffection amongst the citizens of Singapore or the residents in Singapore.

(6)  Content and information that relate to Sedition intentionally causing harassment, alarm or distress, such as, use any threatening, abusive or insulting words or behaviour; make any threatening, abusive or insulting communication; publish any identity information of the target person or a related person of the target person, and as a result causing the target person or any other person harassment, alarm or distress.

3. TBSG community respects intellectual property rights.

(1) The copyright of the original contents (including but not limited to articles, pictures, videos, and comments) released by users in TBSG Community shall be solely owned by the publisher. When users publish contents in TBSG Community, a non-exclusive, irrevocable, and free right to use the content is granted to TBSG Community. TBSG Community has the right to use such contents for community-related products and services, including advertising and promotion, application software, etc.

(2) When users publish non-original contents in TBSG Community, they must ensure that they have been legally authorized by the right holder in advance and does not infringe upon the legitimate rights and interests of any third party. The users shall be responsible for the infringement of rights in their contents, and TBSG Community shall not bear any responsibility.

4. Risk warning: "Investment involves risks and everyone should be careful to invest. "Users shall fully understand the relevant risks of transactions, and from the perspective of a rational person, make an objective judgment on their own economic capability, sources of funds and risk tolerance, and carefully determine the investment objectives, investment amount and financial products. Users shall not only rely on any content in TBSG Community as a decision-making factor and investment basis to avoid risks.

5. Disclaimers:

(1) The contents published in TBSG Community are provided by TBSG Community users. TBSG Community does not make any substantive review or modification of any content provided, and does not guarantee the authenticity, adequacy, reliability, completeness, accuracy, and validity. Users should make their own judgment and TBSG Community does not assume any responsibility.

(2) TBSG Community does not assume any responsibility for any loss caused by the leakage of account password, personal information, or identity counterfeiting due to the user's personal reasons.

(3) All information in TBSG Community is only for reference, so that users could learn, share, exchange, and interaction. None could constitute any investment advice and recommendation. TBSG Community shall not be liable for any profit and loss of investment.

Supplement Four, Applicable to clients of Tiger Brokers (HK) Global Limited

Tiger Brokers (HK) Global Limited Community Rules

Please be aware that we do not, and are not obliged to, pre-screen, screen, endorse or approve posts or information in the Community. Nevertheless, if any information posted, shared, or commented on is deemed to breach laws, regulations or Community rules, or your post, sharing or comment is reported by other users and deemed as inappropriate, then this may result in being deleted and/or you are being banned as a user of this community without prior notice to you.

You shall take full responsibility for your posts, sharing or comments in the Community and not publish anything in the Community that

• mislead others and/or misrepresent your identity or your relationship with Tiger Brokers or any other persons;

• contain any bullying, threatening or harassing information, and degrading comments about race, religion, culture, sexual orientation, gender or identity;

• include allegations, rumors, contradictions, and humor of any kind;

• may or likely infringe any third party’s copyright or IP;

• contain any promotion, advertisement, transaction, service with commercial purposes;

• contain any offering or inducing to buy or sell virtual currencies, virtual assets, digital asset investments, cryptocurrencies or similar products;

• is deemed to coordinate pump and dump activities or other market manipulation acts;

• is fraudulent, misleading or deceptive;

• breach any applicable laws, regulations of Hong Kong.

In order to protect the privacy of users, the Community prohibits the posting or sharing of any personally identifiable information, including but not limited to

• passport number, driver's license, social security number or other types of government issued identity number, documents, or information;

• personal contact information, including real name, phone number, email address and address;

• information relating to bank account numbers, credit card details;

• information that may incur personal identifiable information leakage, or exposure to a third-party without user permission；

• impersonating other users or misrepresenting other users.

Disclaimers

Investing involves risk. The contents displayed in the Community just represent the views or opinions of the user/author and does not constitute investment advice or opinion by the Community. The Community makes no warranty as to the accuracy, completeness or timeliness of the content or information and accepts no liability for any loss arising from the use of or reliance on the content or information contained in the Community.