CYBG PLC, through its subsidiaries, provides retail and business banking products and services to individuals and businesses under the Clydesdale Bank, Yorkshire Bank, and B brands in the United Kingdom. The company operates through SME Banking and Retail Banking segments. The SME Banking segment offers a range of banking products and services, including business current accounts; and secured and unsecured term loans, business overdrafts, invoice finance, and financing capital equipment purchases. This segment also provides international trade services, such as import loans, export loans, documentary collections and currency guarantees, and letters of credit for securing trade; current account facilities, including debit cards, cheque books, regular statements, direct debits, and standing orders; and day to day banking services. The Retail Banking segment provides personal current accounts, savings accounts, and term deposits; occupied mortgage loans and BTL loans, unsecured personal loans, and overdrafts, as well as credit card products; and insurance and investment products. The company offers its services through a network of retail branches, business banking centers, direct and online banking, and broker channels. CYBG PLC was founded in 1838 and is based in Leeds, the United Kingdom.