X Financial(XYF),Stock Price, Discussion, News, Quote & History - To The Moon - Tiger Brokers Online Investing Community

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XYF X Financial

Market Closed 03-20 16:00:00 EDT

4.42

-0.01

-0.23%

盘后4.26

-0.16-3.62%

18:40 EDT

High4.60	Low4.30	Vol174.50K
Open4.43	D1 Closing4.43	Amplitude6.77%
Mkt Cap172.69M	Tradable Cap68.97M	Total Shares39.07M
T/O773.74K	T/O Rate1.12%	Tradable Shares15.60M
P/B--	ROE--	EPS0.00
52wk High--	52wk Low--	P/E--
Dividend--	Div.Yield--	ROA--

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{"stockData":{"symbol":"XYF","market":"US","secType":"STK","nameCN":"X Financial","latestPrice":4.42,"timestamp":1774036800000,"preClose":4.43,"halted":0,"volume":174499,"hourTrading":{"tag":"盘后","latestPrice":4.26,"preClose":4.42,"latestTime":"18:40 EDT","volume":525,"amount":2242.86,"timestamp":1774046425162,"change":-0.16,"changeRate":-0.036199,"amplitude":0.036199},"delay":0,"changeRate":-0.0022573363431150763,"floatShares":15604400,"shares":39070600,"eps":5.722575,"marketStatus":"Market Closed","change":-0.01,"latestTime":"03-20 16:00:00 EDT","open":4.43,"high":4.6,"low":4.3,"amount":773736.767453,"amplitude":0.06772,"askPrice":0,"askSize":0,"bidPrice":0,"bidSize":0,"shortable":0,"etf":0,"ttmEps":5.722575,"tradingStatus":0,"nextMarketStatus":{"tag":"Pre-Mkt","tradingStatus":1,"beginTime":1774252800000},"marketStatusCode":7,"adr":1,"adrRate":6,"listingDate":1537329600000,"exchange":"NYSE","adjPreClose":4.43,"dividendRate":0.120407,"preHourTrading":{"tag":"盘前","latestPrice":4.43,"preClose":4.43,"latestTime":"08:01 EDT","volume":141,"amount":613.9099815,"timestamp":1774008080639,"change":0,"changeRate":0,"amplitude":0.018059},"postHourTrading":{"tag":"盘后","latestPrice":4.26,"preClose":4.42,"latestTime":"18:40 EDT","volume":525,"amount":2242.86,"timestamp":1774046425162,"change":-0.16,"changeRate":-0.036199,"amplitude":0.036199},"volumeRatio":1.0902841912011803},"requestUrl":"/m/hq/s/XYF","defaultTab":"news","newsList":[{"id":"2620469372","title":"X Financial to Host Earnings Conference Call for Q4 and Fiscal Year 2025 Results","url":"https://stock-news.laohu8.com/highlight/detail?id=2620469372","media":"Reuters","labels":["conferences"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2620469372?lang=en_us&edition=fundamental","pubTime":"2026-03-19 18:00","pubTimestamp":1773914421,"startTime":"0","endTime":"0","summary":"Fourth-quarter and full-year 2025 results are scheduled for release on March 26, 2026, before the open of U.S. markets.An earnings conference call is set for March 26, 2026 at 8:30 a.m. U.S. Eastern Time.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260319:nNDL4jnNj7:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"conferences","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4166","BK4503","XYF"],"gpt_icon":0},{"id":"2620267310","title":"X Financial Director Longgen Zhang Files Initial Beneficial Ownership Statement","url":"https://stock-news.laohu8.com/highlight/detail?id=2620267310","media":"Reuters","labels":["executive","shareholding"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2620267310?lang=en_us&edition=fundamental","pubTime":"2026-03-19 04:36","pubTimestamp":1773866164,"startTime":"0","endTime":"0","summary":"X Financial reported an initial statement of beneficial ownership by Longgen Zhang, a director. Zhang reported direct ownership of 409,998 Class A ordinary shares, including shares represented by ADS. He also reported RSUs covering 90,000 Class A ordinary shares, including shares represented by ADS. A second RSU award covered 90,000 Class A ordinary shares, including shares represented by ADS.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on March 18, 2026, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260318:nNDLLRb8S:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive,shareholding","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4503","BK4166","XYF"],"gpt_icon":0},{"id":"2620366267","title":"X Financial files Form 3 initial beneficial ownership statement for director Cheng Shaoyong","url":"https://stock-news.laohu8.com/highlight/detail?id=2620366267","media":"Reuters","labels":["executive","shareholding"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2620366267?lang=en_us&edition=fundamental","pubTime":"2026-03-19 04:34","pubTimestamp":1773866094,"startTime":"0","endTime":"0","summary":"X Financial reported an initial statement of beneficial ownership by director Cheng Shaoyong. Cheng Shaoyong reported beneficial ownership of 60,000 restricted stock units. The RSUs are exercisable on 12/01/2026 and expire on 12/01/2033.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on March 18, 2026, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260318:nNDL6CPsXf:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive,shareholding","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4166","XYF","BK4503"],"gpt_icon":0},{"id":"2620267386","title":"X Financial CFSO Noah Nathanial Kauffman files Form 3 initial beneficial ownership statement","url":"https://stock-news.laohu8.com/highlight/detail?id=2620267386","media":"Reuters","labels":["executive","shareholding"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2620267386?lang=en_us&edition=fundamental","pubTime":"2026-03-19 04:34","pubTimestamp":1773866077,"startTime":"0","endTime":"0","summary":"X Financial reported an initial statement of beneficial ownership by Noah Kauffman, who is listed as an officer with the title CFSO. Kauffman beneficially owned 150,000 Class A ordinary shares, including shares represented by ADS, held directly. He also reported 150,000 restricted stock units exercisable on 02/28/2027 with an exercise price of USD 0. Kauffman reported an additional 150,000 RSUs exercisable on 02/28/2028, also with an exercise price of USD 0.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on March 18, 2026, and is so","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260318:nNDL9jlXxf:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive,shareholding","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4166","XYF","BK4503"],"gpt_icon":0},{"id":"2620126735","title":"X Financial files Form 3 disclosing President and Director Kan Li’s ownership of 2.26 million Class A shares","url":"https://stock-news.laohu8.com/highlight/detail?id=2620126735","media":"Reuters","labels":["executive"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2620126735?lang=en_us&edition=fundamental","pubTime":"2026-03-19 04:34","pubTimestamp":1773866043,"startTime":"0","endTime":"0","summary":"Kan Li, a director and president of X Financial, filed an initial statement of beneficial ownership. The filing reported 2.26 million Class A ordinary shares, including shares represented by ADS, held directly. It also reported 2.25 million restricted stock units exercisable on 01/10/2028, with a conversion or exercise price of USD 0. A second 2.25 million restricted stock units position was reported as exercisable on 01/10/2029, also with a conversion or exercise price of USD 0.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on Mar","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260318:nNDL3ggkXF:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4503","XYF","BK4166"],"gpt_icon":0},{"id":"2620826208","title":"X Financial CEO and Chairman Justin Yue Tang files initial beneficial ownership statement","url":"https://stock-news.laohu8.com/highlight/detail?id=2620826208","media":"Reuters","labels":["executive","shareholding"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2620826208?lang=en_us&edition=fundamental","pubTime":"2026-03-19 04:32","pubTimestamp":1773865943,"startTime":"0","endTime":"0","summary":"X Financial reported an initial statement of beneficial ownership by Yue Tang, who is CEO and chairman. The filing also lists him as a director and a 10% owner. Tang reported direct beneficial ownership of 12.1 million Class A ordinary shares, including shares represented by ADS. He also reported indirect beneficial ownership of 97.6 million Class B ordinary shares. Tang reported RSUs covering 50,004 Class A ordinary shares, including shares represented by ADS.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on March 18, 2026, and is","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260318:nNDL2ZGW0x:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive,shareholding","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["XYF","BK4503","BK4166"],"gpt_icon":0},{"id":"2620498807","title":"iFOREX issues new shares under 2024 incentive plan and updates voting rights","url":"https://stock-news.laohu8.com/highlight/detail?id=2620498807","media":"TIPRANKS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2620498807?lang=en_us&edition=fundamental","pubTime":"2026-03-17 01:13","pubTimestamp":1773681213,"startTime":"0","endTime":"0","summary":"iFOREX Financial Trading Holdings Ltd ( ($GB:IFRX) ) has issued an announcement. iFOREX Financial Trading Holdings has issued and allotted 296,800 ...","market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"tipranks_highlight","url":"https://www.tipranks.com/news/company-announcements/iforex-issues-new-shares-under-2024-incentive-plan-and-updates-voting-rights?utm_source=itigerup.com&utm_medium=referral","rn_cache_url":null,"directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.tipranks.com/news/company-announcements/iforex-issues-new-shares-under-2024-incentive-plan-and-updates-voting-rights?utm_source=itigerup.com&utm_medium=referral","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"tipranks_highlight","symbols":["BK4503","XYF","BK4166"],"gpt_icon":0},{"id":"2594412302","title":"After the recent decline, X Financial (NYSE:XYF) CEO Yue Tang's holdings have lost 10% of their value","url":"https://stock-news.laohu8.com/highlight/detail?id=2594412302","media":"Simply Wall St.","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2594412302?lang=en_us&edition=fundamental","pubTime":"2025-12-27 20:29","pubTimestamp":1766838591,"startTime":"0","endTime":"0","summary":"Key Insights Significant insider control over X Financial implies vested interests in company growth The top 3...","market":"nz","thumbnail":"https://images.simplywall.st/asset/industry/7121000-choice2-main-header/1585186688507","type":0,"news_type":0,"thumbnails":["https://images.simplywall.st/asset/industry/7121000-choice2-main-header/1585186688507"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/diversified-financials/nyse-xyf/x-financial/news/after-the-recent-decline-x-financial-nysexyf-ceo-yue-tangs-h","rn_cache_url":null,"directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://simplywall.st/stocks/us/diversified-financials/nyse-xyf/x-financial/news/after-the-recent-decline-x-financial-nysexyf-ceo-yue-tangs-h","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":"simplywall_highlight","symbols":["XYF","BK4503","BK4166","NYSE"],"gpt_icon":0},{"id":"2585464329","title":"ISX Financial EU Plc exits National Stock Exchange of Australia (NSX Ltd)","url":"https://stock-news.laohu8.com/highlight/detail?id=2585464329","media":"prnewswire","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585464329?lang=en_us&edition=fundamental","pubTime":"2025-11-24 20:28","pubTimestamp":1763987280,"startTime":"0","endTime":"0","summary":"NICOSIA, Cyprus, Nov. 24, 2025 /PRNewswire/ -- ISX Financial EU Plc  announces that it has received AU$5,556,608.72 in cleared electronic funds relating to its 27.595% shareholding in NSX Ltd. Settlement of the equity consideration was completed late last week.In addition to the equity consideration above, ISXX has received the agreed interest to date, restructuring and establishment fees totalling AU$3,014,438.14, associated with the loan restructuring of two convertible notes extended to the NSX Ltd.The closing of the equity sale, pursuant to a scheme of arrangement, follows the satisfaction of all necessary conditions, including approval of NSX shareholders, finalisation of funding and the receipt of ASIC and court approvals. NSX shareholders overwhelmingly supported the transaction with 94.78% of votes in favour. ISXX no longer holds any equity interest in the NSX Ltd.The National Stock Exchange of Australia is a wholly owned subsidiary of the NSX Ltd, and is a Tier 1 market operat","market":"sg","thumbnail":"https://mma.prnewswire.com/media/2777431/5639368/ISX_logo.jpg?w=300","type":0,"news_type":0,"thumbnails":["https://mma.prnewswire.com/media/2777431/5639368/ISX_logo.jpg?w=300"],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.prnewswire.com/apac/news-releases/isx-financial-eu-plc-exits-national-stock-exchange-of-australia-nsx-ltd-302624489.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["LU1854103824.USD","LU0124384867.USD","LU1720051017.SGD","LU1861215975.USD","IE00BZ199S13.USD","BK4141","LU2298322129.HKD","LU1720051108.HKD","IE00BD6J9T35.USD","LU1861214812.USD","BK4156","LU1861219969.SGD","ASIC","BK4512","XJO.AU","XKO.AU","LU2357305700.SGD","LU2360107325.USD","NHLD","LU0348723411.USD","BK4588","BK4605","BK4585","XYF","LU1854104046.USD","BK4166","IE00BFMHRM44.USD","LU0724618433.USD","XAO.AU","BK4503","LU1548497426.USD","LU1861220033.SGD","BK4107","ON","LU1978683503.SGD"],"gpt_icon":0},{"id":"2585436806","title":"X Financial’s Earnings Call: Growth Amid Challenges","url":"https://stock-news.laohu8.com/highlight/detail?id=2585436806","media":"TIPRANKS","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585436806?lang=en_us&edition=fundamental","pubTime":"2025-11-24 08:02","pubTimestamp":1763942577,"startTime":"0","endTime":"0","summary":"X Financial (($XYF)) has held its Q3 earnings call. Read on for the main highlights of the call. X Financial’s recent earnings call painted a mixed...","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"tipranks_highlight","url":"https://www.tipranks.com/news/company-announcements/x-financials-earnings-call-growth-amid-challenges?utm_source=itigerup.com&utm_medium=referral","rn_cache_url":null,"directOrigin":true},"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.tipranks.com/news/company-announcements/x-financials-earnings-call-growth-amid-challenges?utm_source=itigerup.com&utm_medium=referral","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":"tipranks_highlight","symbols":["XYF"],"gpt_icon":0},{"id":"2585917825","title":"X Financial Reports Strong Loan Growth Amid Challenges","url":"https://stock-news.laohu8.com/highlight/detail?id=2585917825","media":"TIPRANKS","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585917825?lang=en_us&edition=fundamental","pubTime":"2025-11-22 11:53","pubTimestamp":1763783597,"startTime":"0","endTime":"0","summary":"X Financial ( ($XYF) ) has released its Q3 earnings. Here is a breakdown of the information X Financial presented to its investors. X Financial is ...","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"tipranks_highlight","url":"https://www.tipranks.com/news/company-announcements/x-financial-reports-strong-loan-growth-amid-challenges?utm_source=itigerup.com&utm_medium=referral","rn_cache_url":null,"directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.tipranks.com/news/company-announcements/x-financial-reports-strong-loan-growth-amid-challenges?utm_source=itigerup.com&utm_medium=referral","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":"tipranks_highlight","symbols":["XYF","BK4166","BK4503"],"gpt_icon":0},{"id":"2585165832","title":"X Financial Reports Q3 2025 Financial Results with Increased Loan Activity","url":"https://stock-news.laohu8.com/highlight/detail?id=2585165832","media":"TIPRANKS","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585165832?lang=en_us&edition=fundamental","pubTime":"2025-11-21 06:28","pubTimestamp":1763677737,"startTime":"0","endTime":"0","summary":"X Financial ( ($XYF) ) has shared an update. On November 20, 2025, X Financial reported its unaudited financial results for the third quarter endin...","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"tipranks_highlight","url":"https://www.tipranks.com/news/company-announcements/x-financial-reports-q3-2025-financial-results-with-increased-loan-activity?utm_source=itigerup.com&utm_medium=referral","rn_cache_url":null,"directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.tipranks.com/news/company-announcements/x-financial-reports-q3-2025-financial-results-with-increased-loan-activity?utm_source=itigerup.com&utm_medium=referral","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":"tipranks_highlight","symbols":["BK4166","BK4503","XYF"],"gpt_icon":0},{"id":"2585687821","title":"X Financial Forecasts 2025 Loan Origination Between RMB 128.8 Billion and RMB 130.8 Billion","url":"https://stock-news.laohu8.com/highlight/detail?id=2585687821","media":"Reuters","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585687821?lang=en_us&edition=fundamental","pubTime":"2025-11-21 06:01","pubTimestamp":1763676085,"startTime":"0","endTime":"0","summary":"X Financial has provided its business outlook for the fourth quarter and full year 2025. The company expects the total loan amount facilitated and originated in the fourth quarter of 2025 to range between RMB 21.0 billion and RMB 23.0 billion. For the full year 2025, X Financial forecasts the total loan amount facilitated and originated to be between RMB 128.8 billion and RMB 130.8 billion. This guidance reflects a measured approach following a sequential decline in the third quarter, during which the total loan amount facilitated and originated was RMB 33.6 billion, up 18.7% year-over-year but lower than the previous quarter. The company continues to focus on asset quality, credit discipline, and profitability optimization.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as fin","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251120:nNDL2Qzmzq:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4166","BK4503","XYF"],"gpt_icon":0},{"id":"2585144168","title":"X Financial Q3 Adj. EPADS $1.42 Up From $1.27 YoY, Sales $275.454M Up From $225.504M YoY","url":"https://stock-news.laohu8.com/highlight/detail?id=2585144168","media":"Benzinga","labels":["dataReport","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585144168?lang=en_us&edition=fundamental","pubTime":"2025-11-21 05:55","pubTimestamp":1763675730,"startTime":"0","endTime":"0","summary":"X Financial (NYSE:XYF) reported quarterly earnings of $1.42 per share. This is a 11.81 percent increase over earnings of $1.27 per share from the same period last year.  The company reported $275.454 million in sales","market":"hk","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.benzinga.com/news/earnings/25/11/48992179/x-financial-q3-adj-epads-1-42-up-from-1-27-yoy-sales-275-454m-up-from-225-504m-yoy","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":"X Financial Q3 Adj. EPADS $1.42 Up From $1.27 YoY, Sales $275.454M Up From $225.504M YoY","news_tag":"dataReport,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["XYF"],"gpt_icon":0},{"id":"2585168977","title":"BRIEF-X Financial Q3 Revenue RMB 1,960.954 Million","url":"https://stock-news.laohu8.com/highlight/detail?id=2585168977","media":"Reuters","labels":["dataReport","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585168977?lang=en_us&edition=fundamental","pubTime":"2025-11-21 05:50","pubTimestamp":1763675446,"startTime":"0","endTime":"0","summary":"BRIEF-X Financial Q3 Revenue RMB 1,960.954 Million\n\n\nNov 20 (Reuters) - X Financial Q3 adjusted net income RMB 438.178 million.\n\nQ3 EPS RMB 10.08","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251120:nPLX503A15:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4503","XYF","BK4166"],"gpt_icon":0},{"id":"2585168972","title":"X Financial Q3 revenue rises 23.9% year-over-year to $275.5 million","url":"https://stock-news.laohu8.com/highlight/detail?id=2585168972","media":"Reuters","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585168972?lang=en_us&edition=fundamental","pubTime":"2025-11-21 05:50","pubTimestamp":1763675435,"startTime":"0","endTime":"0","summary":"X Financial reported total net revenue of $275.5 million for the third quarter of 2025, representing a 23.9% increase year-over-year and a 13.7% decrease quarter-over-quarter. The total loan amount facilitated and originated was RMB 33.6 billion , up 18.7% from the previous year but down 13.7% from the previous quarter. Net income per ADS-basic was 10.6, down 16.2% quarter-over-quarter and up 34.4% year-over-year. The company attributed the sequential declines to moderating borrower activity and a more cautious lending environment, with increased emphasis on asset quality and risk management. For the fourth quarter of 2025, X Financial expects loan originations to be in the range of RMB 21.0-23.0 billion, and full-year 2025 loan originations are projected to reach RMB 128.8-130.8 billion.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251120:nNDLbS2Qsb:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4503","XYF","BK4166"],"gpt_icon":0},{"id":"2585168944","title":"X Financial Q3 EPS RMB 10.08","url":"https://stock-news.laohu8.com/highlight/detail?id=2585168944","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585168944?lang=en_us&edition=fundamental","pubTime":"2025-11-21 05:50","pubTimestamp":1763675401,"startTime":"0","endTime":"0","summary":null,"market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251120:nPLX503A15:2","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BK4166","BK4503","XYF"],"gpt_icon":0},{"id":"2585168178","title":"X Financial - Expects Q4 Loan Originations RMB21.0–23.0 Bln","url":"https://stock-news.laohu8.com/highlight/detail?id=2585168178","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585168178?lang=en_us&edition=fundamental","pubTime":"2025-11-21 05:50","pubTimestamp":1763675401,"startTime":"0","endTime":"0","summary":null,"market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251120:nPLX503A15:5","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BK4503","XYF","BK4166"],"gpt_icon":0},{"id":"2585168122","title":"X Financial: in Q3 Net Income & Adj Net Income Softened Compared to Q2, Reflecting Higher Credit Costs & a More Cautious Lending Environment","url":"https://stock-news.laohu8.com/highlight/detail?id=2585168122","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585168122?lang=en_us&edition=fundamental","pubTime":"2025-11-21 05:50","pubTimestamp":1763675401,"startTime":"0","endTime":"0","summary":null,"market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251120:nPLX503A15:4","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BK4166","BK4503","XYF"],"gpt_icon":0},{"id":"2585168925","title":"Press Release: X Financial (NYSE: XYF) Reports Q3 2025 Results: Revenue +23.9% YoY, Sequential Decline Amid Rising Credit Costs and Moderating Borrower Activity","url":"https://stock-news.laohu8.com/highlight/detail?id=2585168925","media":"Dow Jones","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2585168925?lang=en_us&edition=fundamental","pubTime":"2025-11-21 05:50","pubTimestamp":1763675400,"startTime":"0","endTime":"0","summary":"SHENZHEN, China, Nov. 20, 2025 /PRNewswire/ -- X Financial , a leading Chinese fintech platform, today announced its unaudited financial results for the third quarter ended September 30, 2025.-- Total net revenue reached $275.5 million , up 23.9%. moderating borrower activity and a more cautious lending environment.-- Total loan amount facilitated and originated[1] was RMB33.64 billion. , up 18.7% YoY, but down 13.7% QoQ, reflecting the. Company's deliberate moderation of loan growth to prioritize asset. -- Net income increased 12.1% YoY to $59.2 million , and. Non-GAAP adjusted net income rose 1.0% YoY to $61.6 million (RMB438.2. credit-related provisions and rising operating costs in the quarter.same period of 2024) and the 91--180 days delinquency rate rose to 3.52%. share and per    September 30,   Ended June    September 30,","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["rate","earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["XYF","NYSE"],"gpt_icon":0}],"profile":{"websiteUrl":"http://www.xiaoyinggroup.com","stockEarnings":[{"period":"1week","weight":-0.0616},{"period":"1month","weight":-0.1434},{"period":"3month","weight":-0.3094},{"period":"6month","weight":-0.7073},{"period":"1year","weight":-0.6495},{"period":"ytd","weight":-0.2107}],"compareEarnings":[{"period":"1week","weight":-0.0207},{"period":"1month","weight":-0.055},{"period":"3month","weight":-0.047},{"period":"6month","weight":-0.0228},{"period":"1year","weight":0.1469},{"period":"ytd","weight":-0.0489}],"compareStock":{"symbol":"SPY","name":"SPDR S&P 500 ETF Trust"},"description":"X Financial provides personal finance services in the People's Republic of China. 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The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.","yearOnYearQuotes":[{"month":1,"riseRate":0.625,"avgChangeRate":0.045246},{"month":2,"riseRate":0.75,"avgChangeRate":0.175993},{"month":3,"riseRate":0.25,"avgChangeRate":-0.055403},{"month":4,"riseRate":0.428571,"avgChangeRate":0.005288},{"month":5,"riseRate":0.428571,"avgChangeRate":0.027833},{"month":6,"riseRate":0.571429,"avgChangeRate":0.290527},{"month":7,"riseRate":0.428571,"avgChangeRate":-0.118194},{"month":8,"riseRate":0.285714,"avgChangeRate":-0.065842},{"month":9,"riseRate":0.142857,"avgChangeRate":-0.078348},{"month":10,"riseRate":0.25,"avgChangeRate":-0.020387},{"month":11,"riseRate":0.625,"avgChangeRate":0.011271},{"month":12,"riseRate":0.25,"avgChangeRate":-0.097923}],"exchange":"NYSE","name":"X Financial","nameEN":"X Financial"},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.37.0","shortVersion":"4.37.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"pagemeta":{"title":"X Financial(XYF),Stock Price, Discussion, News, Quote & History - To The Moon - Tiger Brokers Online Investing Community","description":"Find the latest X Financial(XYF) stock quote, history, news, and investing ideas from To The Moon - Tiger Brokers Online Investing Community to stay on top of the markets.","keywords":"X Financial,XYF,X Financial股票,X Financial股票老虎,X Financial股票老虎国际,X Financial行情,X Financial股票行情,X Financial股价,X Financial股市,X Financial股票价格,X Financial股票交易,X Financial股票购买,X Financial股票实时行情,购买美股,购买港股,港股开户,美股开户,美股交易,港股交易,开通美港股账户,老虎国际行情","social":{"og_title":"X Financial(XYF),Stock Price, Discussion, News, Quote & History - To The Moon - Tiger Brokers Online Investing Community","og_description":"Find the latest X Financial(XYF) stock quote, history, news, and investing ideas from To The Moon - Tiger Brokers Online Investing Community to stay on top of the markets.","og_image":"https://community-static.tradeup.com/news/9b6dafd60190235ae8e2c95f52c583a0"}}}

Introduction