1. **Morgan Stanley**: - Currently expects the Fed to cut rates in December, January, and April, with the terminal rate falling to 3.0%-3.25%. - The statement will signal the end of "risk-management-driven rate cuts." - Anticipates multiple dissenting votes among policymakers. - No major changes expected in the "dot plot."
2. **JPMorgan**: - Also predicts a "hawkish cut." - The statement will suggest fewer future rate cuts. - Dot plot projections: 2026 rate at 3.4%, 2027 at 3.1%, with long-term rates potentially higher. - Next move: One final cut in January.
3. **Bank of America**: - Forecasts a 25-basis-point rate cut alongside balance sheet adjustments. - The statement will raise the bar for further easing (making additional cuts harder to trigger). - Expects around three dissenting votes. - Next cut timing: June and July.
4. **Deutsche Bank**: - Strong growth and sticky inflation warrant caution on further cuts. - The statement will shift toward a more hawkish stance. - Dot plot aligns with 2026 (3.4%) and 2028 (3.1%) rate projections. - Next cut timing: September.
5. **UBS**: - Believes most policymakers will support a 25-basis-point cut. - The statement may adopt a "balanced risks" tone, though this is not the baseline expectation. - Expects at least two dissents, likely from Musalem and Schmid. - Inflation forecasts to be slightly revised down; dot plot near September levels. - Powell may emphasize "data dependence" and "policy nearing neutral."
6. **Commerzbank**: - Projects a 25-basis-point cut but with potential multiple dissents. - Powell may pair the cut with hawkish signals. - Only one more cut expected before his term ends; further easing under a new chair starting June.
7. **Goldman Sachs**: - Supports cuts due to labor market softening. - The statement may stress "higher threshold for future cuts." - Revisions: GDP outlook raised, inflation slightly lowered.
8. **Citi**: - Predicts a "hawkish cut." - Minimal changes to the dot plot. - Powell won’t rule out January or March cuts but will avoid dovish signals.
9. **Wells Fargo**: - Expects the Fed to continue moving toward a "more neutral policy stance." - Dot plot: 2026 at 3.4%, 2027-2028 at 3.1%, long-term at 3.0%. - Statement may see 3-4 dissents; policy guidance to turn moderate. - Outlook: Two 25-basis-point cuts in Q1 and Q2.
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