Hong Kong bank stocks outperformed the Hang Seng Index and the Hang Seng Financials Sub-index by an average of 12% and 7%, respectively, in February. However, individual bank performances varied significantly, with DAHSING BANKING (02356) rising 18% and STANCHART (02888) declining 1%, influenced by fiscal year 2025 results and company-specific news. Overall industry trends indicate that loan growth recovery continues against a backdrop of largely stable asset quality, despite persistently low Hong Kong interbank rates and a still-loose liquidity environment. Recent fiscal year 2025 results released by banks so far support expectations of improved pre-provision operating profit for the overall banking sector, with regional banks demonstrating more stable asset quality. Nevertheless, geopolitical uncertainty in the Middle East may emerge as a more significant short-term driver for stock prices.
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