On August 28, Bank Of Guiyang Co.,Ltd. held its interim results briefing for the 2026 fiscal year. During the event, Chief Financial Officer Li Yun addressed the bank's interest margin performance, stating that the year-on-year recovery in both net interest margin and net interest spread reflects the initial success of the bank's coordinated approach to asset-liability management.
On the asset side, the bank has focused on improving the quality and efficiency of credit allocation, which has provided solid support for growth in interest income. On the liability side, adherence to the principle of "balancing volume and pricing" has driven down funding costs, effectively offsetting downward pressure on asset yields. Li Yun emphasized that the reduction in interest-bearing liability costs has been the core factor behind the margin improvement.
Despite these gains, the bank acknowledges that asset yields continue to face downward pressure. Moving forward, Bank Of Guiyang Co.,Ltd. will deepen its precision management of assets and liabilities, striving to maintain net interest margin and net interest spread within a reasonable range.
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