Bank of China Unveils Credit Card Installment Subsidy Terms Effective 2026

Deep News04-20

Bank of China announced on April 20 that it has established the "Credit Card Installment Payment Business Financial Subsidy Agreement Terms (Effective April 20, 2026)" to further enhance its credit card installment payment services. The new terms will take effect on April 20, 2026, with the subsidy period covering January 1 to December 31, 2026. Cardholders who confirm the terms and subsequently apply for bill installments, flexible installments, or purchase installments—with the installment interest recorded within the specified period—will be eligible for the subsidy policy. The annual subsidy rate is capped at 1 percentage point and must not exceed 50% of the installment interest rate. The actual subsidy will be calculated based on the transaction amount, number of installments, and other conditions that meet the subsidy criteria. During the policy period, the cumulative subsidy limit for credit card installment payments and personal consumption loans provided by the bank is set at 3,000 yuan per cardholder.

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The new terms will take effect on April 20, 2026, with the subsidy period covering January 1 to December 31, 2026. Cardholders who confirm the terms and subsequently apply for bill installments, flexible installments, or purchase installments—with the installment interest recorded within the specified period—will be eligible for the subsidy policy. The annual subsidy rate is capped at 1 percentage point and must not exceed 50% of the installment interest rate. The actual subsidy will be calculated based on the transaction amount, number of installments, and other conditions that meet the subsidy criteria. During the policy period, the cumulative subsidy limit for credit card installment payments and personal consumption loans provided by the bank is set at 3,000 yuan per cardholder.</p>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK0278","symbol_name":"货币金融","start_time":0,"source_url":"","article_id":"1100875027","we_media_id":"1039043262","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1100875027","pubTimestamp":1776651707,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Deep News","introduction":"Global Stock Market Deep Analysis","home_visible":1,"id":"1039043262","head_image":"https://community-static.tradeup.com/news/8296859682db4b478146245e72de1922"},"summary":"Bank of China announced on April 20 that it has established the \"Credit Card Installment Payment Business Financial Subsidy Agreement Terms (Effective April 20, 2026)\" to further enhance its credit...","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"601988":"中国银行","BK0278":"货币金融","IE00B19Z5X02.USD":"Legg Mason QS - MV Asia Pacific ex Japan Equity Growth and Income A Acc USD","LU0588546209.SGD":"Eastspring Investments - China Equity Fund AS SGD","LU1634259557.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund AS SGD-H","BK1231":"综合性银行","LU1051769294.HKD":"BGF EMERGING MARKETS EQUITY INCOME \"A6\"(HKDHDG) INC","LU0293314216.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"A\" (USD) ACC","LU0651946864.USD":"贝莱德新兴市场股票收益A2","BK1521":"挪威政府全球养老基金持仓","LU1048588211.SGD":"Blackrock Asian Dragon A2 SGD-H","LU1522347837.USD":"EASTSPRING INV ASIAN LOW VOLATILITY EQUITY FUND \"A\" (USD) ACC A","LU1051768304.USD":"贝莱德新兴市场股票收益A6","03143":"华夏香港银行股","LU0072462343.USD":"贝莱德亚洲巨龙基金","LU1282651048.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AMG\" (USD) INC","LU1497734951.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund ASDM SGD-H","LU0348805143.USD":"ALLIANZ ENHANCED ALL CHINA EQUITY \"A\" (USD) INC","BK0183":"MSCI概念","BK0188":"融资融券","BK0012":"证金概念","LU1515016050.SGD":"Blackrock Emerging Markets Equity Income A6 SGD-H","LU1497733557.USD":"EASTSPRING INV ASIAN LOW VOLATILITY EQUITY FUND \"A\" (USD) INC A","SG9999006597.SGD":"United China-India Dynamic Growth SGD","BK0015":"沪股通50","LU1634259391.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund AS SGD","IE00BWDBJ730.SGD":"Legg Mason QS - MV Asia Pacific ex Japan Equity Growth and Income A Mdis SGD-H Plus","LU2097828557.USD":"AZ EQUITY CHINA \"A\" (USD) ACC","BK0028":"国家队","IE00BQJZWZ67.USD":"FRANKLIN MV ASIA PACIFIC EX JAPAN EQUITY GROWTH AND INCOME \"A\" (USD) INC (M) PLUS","LU2097828631.EUR":"AZ EQUITY CHINA \"A\" (EUR) ACC","SG9999001093.SGD":"United Greater China Fund A Acc SGD","BK1560":"内银股","03988":"中国银行","HK0000286598.CNH":"中银保诚中国价值基金 A","LU2097828714.EUR":"AZ EQUITY CHINA \"BAZ\" (EUR) ACC","LU2097828805.USD":"AZ EQUITY CHINA \"A-AZ\" (USD) ACC","LU0307460666.USD":"EASTSPRING INVESTMENTS CHINA EQUITY \"A\" ACC","LU1497733631.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund ASDM SGD","LU1282651121.HKD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AMG\" (HKD) INC","LU0651947912.USD":"BGF EMERGING MARKETS EQUITY INCOME \"A5G\" (USD) INC","LU1224444064.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AM\" (USDHDG) INC","LU2097828474.EUR":"AZ EQUITY CHINA \"A\" (EUR) ACC A"},"translate_title":"中国银行公布信用卡分期补贴条款2026年生效","themeId":"","isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"601988":1,"03988":1,"03143":1},"content_text":"Bank of China announced on April 20 that it has established the \"Credit Card Installment Payment Business Financial Subsidy Agreement Terms (Effective April 20, 2026)\" to further enhance its credit card installment payment services. The new terms will take effect on April 20, 2026, with the subsidy period covering January 1 to December 31, 2026. Cardholders who confirm the terms and subsequently apply for bill installments, flexible installments, or purchase installments—with the installment interest recorded within the specified period—will be eligible for the subsidy policy. The annual subsidy rate is capped at 1 percentage point and must not exceed 50% of the installment interest rate. The actual subsidy will be calculated based on the transaction amount, number of installments, and other conditions that meet the subsidy criteria. 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