JD Wealth has disclosed that over eighty percent of its equity fund users realized investment gains throughout the full year of 2025. A company representative stated that JD Wealth is committed to systematically upgrading its three core competencies—"product, service, and price"—while collaborating with financial partners and leveraging AI technology to cultivate the wealth management ecosystem and enhance the client investment experience.
In 2025, JD Wealth, in partnership with various institutions, successfully capitalized on market opportunities, achieving impressive growth metrics: the scale of equity holdings under custody surged by 82% year-over-year, index fund custody scale increased by 105%, stable "fixed income+" custody scale jumped by 206%, and personal pension custody scale expanded by a remarkable 241%.
Third-party industry research data indicates that although the A-share market experienced structural trends in 2025, 58.6% of individual stock traders failed to turn a profit. In contrast, JD Wealth's disclosed figures show a strikingly high 84% profitability rate among its equity fund users, with personal pension users achieving an average return rate of 15%, underscoring the significant impact of its professional services.
During 2025, JD Wealth actively collaborated with financial institutions to explore and develop the TAMP (Turnkey Asset Management Platform) model. The platform attracted 210,000 new clients in 2025, with repeat customers accounting for 52% of the total. The average holding period for these clients was 235 days, and nearly 88% of those holding positions were profitable.
Looking ahead, the JD Wealth representative announced plans to jointly advance the core capabilities of the TAMP platform with partners. This includes achieving deep and precise client engagement through enhanced KYC (Know Your Customer) and behavioral analysis; rigorously selecting high-quality assets via KYP (Know Your Product) and multi-dimensional analysis; enabling scenario-appropriate solutions by integrating asset allocation and dynamic rebalancing into account management; and achieving end-to-end service coverage by empowering intelligent investment research with a self-developed financial RAG system.
JD Wealth has already made its AI-powered wealth management assistant, "Jing Xiaobei," available to the financial advisor teams of its partner institutions, facilitating a shift from standardized to personalized service. This tool consolidates functions for portfolio optimization, product diagnostics, opportunity identification, market analysis, and investment education. Furthermore, through an "AI Roundtable" mechanism that incorporates diverse perspectives, it provides clients with enhanced decision-making support.
Comments