In the streets and alleys of Lanzhou New Area, small service-oriented businesses brimming with vitality have become vivid symbols of the local economy's dynamism. PSBC's Lanzhou New Area Branch has been addressing the pain points of these businesses by providing targeted financial support, helping entrepreneurs overcome challenges through a series of warm-hearted services that propel them toward greater success.
"Master Deng, your braised delicacies are getting more and more fragrant!" Whenever he hears such praise from regular customers, Mr. Deng, owner of "Deng's Braised Delicacies," feels both gratified and anxious. Thanks to his unique recipe, his small shop has built a solid reputation in the neighborhood. However, limited seating and outdated equipment often lead to long queues, with demand outstripping supply.
"If only I could upgrade my equipment and improve the dining environment to make customers more comfortable," Mr. Deng mused. But a funding gap of 100,000 yuan weighed heavily on him—limited financing options left him under constant pressure.
The turning point came during a routine visit by PSBC Lanzhou New Area Branch. After learning about Mr. Deng's predicament, a client manager recommended the "Entrepreneurship Guarantee Loan" tailored to his situation. "Stable businesses like yours with strong customer loyalty are exactly what we aim to support!" What particularly appealed to Mr. Deng was that the loan was designed for businesses operating steadily for over three months, significantly easing repayment pressures during the early stages of entrepreneurship.
Today, "Deng's Braised Delicacies" has undergone a complete transformation—spacious and well-lit premises, professional refrigeration equipment, and satisfied diners enjoying their meals in a comfortable setting. "Thanks to PSBC's efficient and thoughtful service, not only was my funding problem solved, but I also felt the broader societal support for entrepreneurs," Mr. Deng reflected gratefully.
"I never expected to get the funds in just three days! It didn’t delay our branch opening preparations at all," exclaimed Mr. Ma, owner of a popular Lanzhou New Area restaurant specializing in braised chicken. As business flourished, Mr. Ma planned to expand by opening a new branch but found himself struggling with cash flow constraints.
Recognizing this need during a routine visit, PSBC’s client manager swiftly initiated a dedicated service process. Through an efficient credit assessment, a 300,000-yuan loan was approved and disbursed within three days, providing solid financial backing for the new branch’s renovation and equipment purchases.
"The staff came to me proactively, guiding me patiently throughout the process—such incredible efficiency!" Mr. Ma praised, adding that this level of service boosted his confidence in the new branch’s future.
Recently, PSBC Lanzhou New Area Branch has actively responded to policy calls by focusing on the financial needs of service-sector businesses, particularly through fiscal interest-subsidized loans. From equipment upgrades and environment improvements at "Deng's Braised Delicacies" to rapid preparations for new restaurant branches, PSBC has injected momentum into numerous small businesses with its professional and efficient financial services.
The service sector serves as the "capillaries" of urban economies. Upholding its customer-centric philosophy, PSBC continues to innovate financial services, enhancing the efficiency of fiscal interest-subsidized loan programs to support the growth of small businesses and sustain local economic vitality. From the aroma of braised delicacies to the steam rising from a plate of braised chicken, PSBC is lifting entrepreneurial dreams with financial strength, paving a broader and steadier path for service-sector businesses to thrive.
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