CMB Nanjing Branch Crosses 300 Billion Yuan Threshold With Dai Shenyu's Key Contribution
Dai Shenyu, the head of China Merchants Bank Co.,Ltd.'s Nanjing branch, is frequently engaged in external partnership discussions. For instance, in June, officials from the Jiangsu Maritime Safety Administration met with Dai and his team. During the meeting, Dai highlighted that the bank would strengthen collaboration with maritime authorities to jointly support the development of new shipping business models. In July, Dai's delegation visited the Changzhou Science and Education City, touring the Z·Pilot black tech intelligent terminal selection center, and held discussions on science park-bank technology finance cooperation to explore collaborative opportunities.
Dai has been actively occupied with government-bank-enterprise partnerships. In May, the party secretary of Zhenjiang met with Dai and his team to conduct in-depth exchanges on deepening financial sector cooperation to support Zhenjiang's high-quality development. In March, a cooperation exchange meeting between CMB Nanjing branch and Dongtai municipal government and enterprises was held, where Dai attended and delivered a speech.
As the leader of CMB's Nanjing branch, Dai excels at communication with various parties to seek partnerships and fully understands the importance of on-site research. According to his career history, in 2016, Dai was officially appointed as assistant president of CMB's Shanghai branch, where he worked diligently to facilitate bank-enterprise, government-bank, and bank-university cooperation. By 2019, after becoming the head of CMB's Hefei branch, he personally conducted field research at a village clinic in a poverty-alleviation area.
Dai's efforts have not been in vain. In early 2021, Dai was transferred to become the new head of CMB's Nanjing branch, a move that underscored the high regard the group holds for him. Established in 1996, CMB's Nanjing branch is a tier-1 wholly-owned subsidiary of CMB, ranking among the top in asset size within the group. Over the five years since he took the helm, Dai has led the branch to new heights. As of the end of 2025, CMB's Nanjing branch had 87 offices, an increase of one from the previous year, with total assets reaching 310.909 billion yuan, an increase of 14.1 billion yuan year-on-year. Tianyancha data shows that the branch's insured employee count for 2025 was 2,214.
For Dai, CMB's Nanjing branch still faces several challenges. First is the urgency to increase scale. In the Yangtze River Delta region, the asset scale of CMB's Nanjing branch is second only to the Shanghai branch, and the gap between the two has widened. In 2024, the Shanghai branch's assets exceeded Nanjing's by 196 billion yuan, but by 2025, the gap had grown to over 230 billion yuan. With a strong competitor ahead, there is also pressure from behind. CMB's Hangzhou branch has also surpassed the 300 billion yuan mark, closely trailing the Nanjing branch.
Second is the rise in customer complaints. In 2025, CMB received a total of 209,300 consumer complaints from regulatory channels, the 95555 hotline, the credit card center, and other channels. Among these, complaints in Nanjing reached 7,305, an increase of 459 from the previous year's 6,846, making it second only to Shanghai, Shenzhen, and Beijing in terms of volume.
Third is the heightened pressure from compliance controls. Recently, CMB's Nanjing branch was issued a penalty. The Jiangsu Financial Regulatory Bureau fined the Nanjing branch 600,000 yuan, the Nanjing Qixia sub-branch 250,000 yuan, and the Yancheng branch 300,000 yuan, while related personnel were warned and fined a total of 170,000 yuan. The penalties were due to violations by the Nanjing branch and its subordinate branches, including improperly setting performance evaluation indicators, inadequate post-loan management for personal loans, inadequate investigation of factoring business, and inadequate investigation of fixed asset loans.
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