The National Student Financial Aid Management Center under the Ministry of Education recently issued its third warning of 2025, alerting that fraudsters have infiltrated student loan consultation QQ groups and WeChat groups. These criminals impersonate staff members, befriend students, and commit fraud under the pretext of issues with student loan processing. Students must remain vigilant: national student loans require no fees and never demand money transfers.
It is truly infuriating that scammers would target impoverished students who need financial assistance. In recent years, telecommunications and internet fraud has become one of the most concerning new crimes affecting the public, making anti-fraud prevention essential.
With the autumn semester approaching and students entering new grade levels, fraud awareness must also be upgraded. Beyond the recent student loan scams, the back-to-school season represents a peak period for various typical internet frauds. Students, teachers, and parents must stay alert and vigilant.
Some scams target money by infiltrating class groups, impersonating teachers to collect meal fees or uniform costs from parents, or disguising themselves as customer service representatives claiming "course refund processing requires handling fees." Others seek personal information by tricking students into providing ID numbers and bank card details through gaming platforms for supposed prizes, or lurking on social media to gather names, phone numbers, and other personal data from subtle clues.
More seriously, some threaten children's physical and mental safety by posing as "senior students," building trust through online conversations for emotional manipulation, and even arranging meetings for more severe harm.
While scammers employ various tactics, fraud is not "impossible to prevent." Following these guidelines provides better protection:
First, strictly guard information. From gaming accounts and passwords to home addresses and parents' contact information, never leak any details and avoid filling out forms on unfamiliar platforms.
Second, never trust blindly. When encountering people claiming to be "teachers" or "new classmates," verify through official school channels first. Ignore phrases like "private chat confidential."
Third, be cautious with transfers. Upon hearing "payment" mentioned, contact the school or other students for verification before sending money.
If scammed, don't panic. Remember the emergency three-step process:
First, report immediately to police. Some victims don't file reports right away, instead continuing to contact scammers hoping to "scam back" their money, often leading to secondary victimization. Prompt police reporting is the correct choice.
Second, preserve evidence. Notify teachers and parents promptly, save chat screenshots and transaction records, and create a list of financial losses for police reference.
Third, emergency damage control. Quickly contact banks, telecommunications operators, courier companies, and other relevant third parties to explain possible fraud situations and implement account freezing measures.
Recent years have seen increased national efforts to combat internet fraud through enhanced anti-fraud publicity, yielding successful experiences. Active promotion of the National Anti-Fraud Center APP, precise warning and dissuasion through the 96110 anti-fraud hotline, and timely fraud prevention alerts from relevant departments have effectively enhanced public awareness and reduced financial losses.
During the school season, anti-fraud education is a "required course." While guiding children to strengthen self-protection awareness, teachers and parents must also improve their vigilance.
Remember: protect personal information well, don't be greedy or panic; verify before transferring money, build strong fraud awareness; teachers, students, and parents work together to weave a "safety net" for the school opening.
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