Technology innovation serves as the primary driver of development. ICBC Inner Mongolia Branch has thoroughly implemented national policies on financial support for technological innovation, prioritizing sci-tech finance as a key tool to serve the real economy and cultivate new productive forces. The branch is committed to advancing sci-tech finance to provide robust financial support for the high-quality economic development of Inner Mongolia Autonomous Region.
**Focus on Innovation Entities: Rapid Expansion in Financing Scale** ICBC Inner Mongolia Branch has continuously strengthened financial support for technology enterprises, achieving a significant leap in loan scale. By the end of September 2025, the bank's total sci-tech enterprise loans exceeded 57 billion yuan, doubling since the beginning of the 14th Five-Year Plan period. In the first three quarters of this year, the branch disbursed 50 billion yuan in loans to various tech firms. Additionally, it achieved a 67% financing coverage rate for national-level "Little Giant" specialized and sophisticated SMEs, with strategic emerging industry loans surpassing 110 billion yuan, strongly backing regional innovation and industrial upgrades.
**Innovative Measures: Building a Tailored Service System** To meet the diverse financing needs of tech enterprises throughout their lifecycle, ICBC Inner Mongolia Branch introduced the *Work Guidelines on Sci-Tech Finance Services* and established a "Five Specialized" service framework: 1. **Dedicated Institutions**: Established specialized branches like Hohhot Shiyangqiao East Road Sci-Tech Sub-branch and formed expert teams for precise market engagement. 2. **Targeted Campaigns**: Launched initiatives such as "Spring Seedling Action," "Autumn Harvest Action," and the "Specialized & Sophisticated SMEs – Parks & Enterprises Program" to foster a thriving sci-tech finance ecosystem. 3. **Customized Products**: Introduced tailored solutions like "High-Tech Zone Credit Loan," "Innovation Loan," and "Little Giant Loan" to address varying growth-stage needs. 4. **Specialized Evaluation**: Leveraged ICBC’s proprietary valuation models and a dual "Tech + Talent" qualitative-quantitative assessment system to overcome financing barriers for asset-light firms. 5. **Policy Support**: Offered preferential terms in scale allocation, pricing, and approvals to optimize the financial environment.
**Aligning with Regional Strategies: Precision Support for Key Industries** The branch aligns closely with Inner Mongolia’s strategic focus, directing resources to advanced manufacturing clusters like rare-earth new materials, new energy equipment, and chemical materials. Through in-depth industry research, it ensures targeted financial infusion into critical innovation sectors, bolstering the region’s "Tech-Driven Inner Mongolia" initiative and industrial transformation.
**Future Commitments** As part of its core mission to serve national strategies, ICBC Inner Mongolia Branch will continue advancing financial supply-side reforms, addressing sci-tech firms' financing challenges, and enhancing service capabilities. By integrating with the 15th Five-Year Plan’s innovation-led modernization goals, the branch aims to build a cutting-edge, synergistic sci-tech finance ecosystem, contributing to Inner Mongolia’s technological advancement and high-quality growth.
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