The 2026 edition of the Industrial and Commercial Bank of China's 828 ICBC Wealth Season has officially kicked off, unveiling a refreshed approach under the banner of "New Journey with Intelligent Growth and Steady Progress." This year's campaign centers on the upgraded "ICBC Wealth" brand, specifically tailored to address the evolving needs of customers across their entire financial lifecycle.
By introducing the SHIP value framework—built on comprehensive insight, meticulous product selection, intelligent allocation, and enduring client support—the bank aims to foster a more professional, convenient, and personable wealth management service ecosystem. As household financial aspirations rise, there's a growing demand for sophisticated asset allocation, robust risk management, forward-looking retirement planning, family protection, and continuous advisory support.
Keeping the customer at the helm, the bank is enhancing its wealth management offerings, shifting the paradigm from mere product sales to holistic portfolio construction and end-to-end journey companionship. During the 828 ICBC Wealth Season, a wide array of engaging activities will be rolled out across various channels, including mobile banking, WeChat official accounts, wealth portals, and physical branches, featuring thematic zones, investor education programs, investment strategy briefings, client salons, and pop-up wealth marketplaces.
Strengthening its collaborative ecosystem, the bank is joining forces with premier institutions such as ICBC Credit Suisse Asset Management to pool exceptional research and product resources, delivering professional allocation guidance and dedicated support to investors. Company representatives emphasize that this event is a cornerstone brand initiative for connecting with and serving clients, reaffirming the commitment to integrate financial work with political and people-oriented principles. Forward-looking, the bank pledges to elevate its wealth management expertise, digital service capabilities, and long-term advisory support, ensuring clients have access to trustworthy, comprehensible, and durable financial solutions.
Amid shifting dynamics in the A-share market, where economic growth pivots from aggregate recovery to structural quality enhancement, the transformation between old and new industrial drivers is intensifying, leading to faster sector rotation and pronounced structural characteristics. In this landscape, strategies of concentrated holdings in single tracks or short-term theme speculation are increasingly uncertain, making balanced, diversified, and offensive-defensive integrated approaches essential for today's asset allocation.
Market experts advocate for a multi-dimensional investment framework that layers fixed-income foundations to ensure safety margins, core equity positions to capture industrial growth, commodity assets to smooth portfolio volatility, and growth-focused assets to seize opportunities in new productive forces, thereby achieving a dynamic balance between risk and reward. Leveraging its robust platform-based, integrated, and team-oriented research capabilities, ICBC Credit Suisse Asset Management has constructed a clearly defined and well-tiered product matrix, precisely matching varying allocation needs from conservative foundational building to aggressive growth-seeking.
For this Wealth Season, the firm has strategically selected benchmark products spanning fixed-income foundations, broad-based indices, sci-tech innovation, dividend value, and hedging strategies, all aimed at satisfying diverse investor risk appetites across different market conditions.
For foundational portfolios, the ICBC Tianfu Bond Fund (A Class: 000184, B Class: 000185) stands out as a prudent choice to anchor the bond base. This fund pairs a bond core with equity enhancements—where bonds provide defense and stocks offer offense—effectively reducing overall portfolio volatility against market turbulence. For broad market exposure, the ICBC CSI A500 ETF Feeder Fund (A Class: 022442, C Class: 022443, Y Class: 022982) tracks the CSI A500 Index, offering extensive coverage across multiple sectors and premier leading enterprises, enabling broader participation in A-share market opportunities.
In the realm of technology and growth, targeting the STAR 50 Index allows investors to tap into leading sci-tech enterprises, with a significant presence in the semiconductor industry, making it an effective avenue for capturing sector growth potential. This can be efficiently accessed through the ICBC STAR ETF Feeder Fund (A Class: 011614, C Class: 011615, E Class: 020750, Y Class: 022932), which offers one-click exposure to leading innovators in this space.
For a value-defense strategy, the ICBC SZSE Dividend ETF Feeder Fund (A Class: 481012, C Class: 006724), which follows the SZSE Dividend Index, provides a straightforward route to high-dividend companies. This index effectively balances growth potential from technology sectors like electronics with downside protection offered by consumer-oriented dividend stocks. Additionally, incorporating gold can aid in risk diversification and reduce overall fluctuations, optimizing the allocation blend. The ICBC Gold ETF Feeder Fund (A Class: 008142; C Class: 008143; E Class: 020341) allows for a low-cost entry into gold assets, featuring a combined management and custody fee of just 0.2%, positioning it among the lowest-cost gold ETF feeder funds in the market.
At its core, the carefully curated product suite from this Wealth Season embodies a systematic, cycle-transcending allocation paradigm. Through the deep fusion of fixed income, equities, and alternative assets, it precisely fulfills investor needs from solid foundational security to long-term strategic positioning, while mitigating the pronounced volatility inherent in any single asset class, offering a scientific roadmap for investors to achieve steady, long-term success amidst a structural and fluctuating market environment.
Looking ahead, the bank plans to further deepen its wealth management transformation, continuously partnering with leading asset managers to refine product quality and professional research services, and enhancing a comprehensive, lifecycle-based wealth advisory system. This ongoing effort aims to empower investors to seize long-term market opportunities and strive for steady wealth appreciation while staying grounded in a prudent approach to risk.
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