HARBIN BANK (06138) announced its interim results for the six months ended June 30, 2025. The bank achieved operating revenue of RMB 73.86 billion, representing a year-on-year increase of 2.59%. Net profit attributable to shareholders reached RMB 9.15 billion, up 19.96% compared to the same period last year. Basic earnings per share stood at RMB 0.05.
As of June 30, 2025, the bank's total assets amounted to RMB 9,275.275 billion, an increase of RMB 112.956 billion from the end of the previous year, representing growth of 1.23%. Customer loans and advances totaled RMB 3,975.663 billion, up RMB 184.724 billion from year-end, marking a growth rate of 4.87%. Customer deposits reached RMB 6,950.559 billion, increasing by RMB 13.765 billion from year-end, with a growth rate of 0.20%.
As of June 30, 2025, the bank's non-performing loan balance was RMB 112.697 billion, with the non-performing loan ratio at 2.83%, down 0.01 percentage points from year-end. The provision coverage ratio was 209.95%, up 7.36 percentage points from year-end. The loan loss provision ratio stood at 5.95%, up 0.20 percentage points from year-end, with risk mitigation capabilities remaining fundamentally stable.
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