Industrial and Commercial Bank of China (ICBC) announced an adjustment to the rules governing its Ruyi Gold Accumulation business and certain branded physical gold product sales, along with a revision to the Ruyi Gold Accumulation business agreement.
Effective February 7, 2026, on weekends and statutory holidays—non-trading days for the Shanghai Gold Exchange—the bank will implement quota management on the Ruyi Gold Accumulation business. The quota types will include aggregate or single-client daily accumulation/redemption limits, as well as single-transaction accumulation or redemption volume caps, which will be dynamically adjusted. Physical gold withdrawals will remain unaffected.
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