On March 26, CBHB announced its annual results for 2025. Throughout the year, the bank continued to strengthen its support for the real economy, optimize its business structure, and enhance asset quality. Key profitability indicators demonstrated steady growth, marking the second consecutive year of simultaneous increases in revenue and net profit, reinforcing its trajectory toward high-quality development. In 2025, the bank achieved operating revenue of RMB 25.97 billion, a year-on-year increase of 1.92%. Net profit reached RMB 5.498 billion, up 4.61% compared to the previous year, maintaining a stable dual-growth trend. The cost-to-income ratio decreased by 1.00 percentage point, reflecting effective cost control and efficiency improvements. As of the end of the reporting period, the bank's total assets amounted to RMB 1,934.41 billion, an increase of 4.91% from the end of the prior year. Total liabilities stood at RMB 1,809.183 billion, rising by 4.35% year-on-year, with deposits showing steady growth. The non-performing loan ratio was 1.66%, down by 10 basis points from the end of the previous year, achieving a reduction in both the amount and ratio of non-performing loans. The provision coverage ratio reached 162.16%, an increase of 6.97 percentage points from the prior year-end, indicating strong risk resilience. All indicators remained in compliance with regulatory requirements.
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