China Construction Bank (00939) has announced its financial results for the first quarter of 2026. Operating revenue reached RMB 206.415 billion, an increase of 10.98% compared to the same period last year. Net interest income amounted to RMB 153.468 billion, rising by 8.13% year-on-year. Net profit attributable to the bank's shareholders was RMB 86.291 billion, marking a growth of 3.53% over the prior year. Basic earnings per share stood at RMB 0.33. The annualized average return on assets was 0.75%, and the annualized weighted average return on equity was 9.85%. As of March 31, 2026, the group's total assets amounted to RMB 47.13 trillion, increasing by RMB 1.50 trillion, or 3.29%, from the end of the previous year. Total loans and advances reached RMB 28.95 trillion, up by RMB 1.17 trillion, or 4.22%, from the end of the prior year. Financial investments totaled RMB 13.72 trillion, growing by RMB 825.027 billion, or 6.40%, compared to the end of the previous year. Classified under the five-category loan classification, non-performing loans stood at RMB 377.223 billion, increasing by RMB 13.241 billion from the end of the previous year. The non-performing loan ratio was 1.31%, remaining flat compared to the end of the previous year. The provision coverage ratio was 234.02%, up by 0.87 percentage points from the end of the prior year. The loan provision ratio was 3.06%, unchanged from the end of the previous year.
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