π Daily Market Overview China's A-share market saw mixed performance on December 15, with the CSI 300 Index and ChiNext Index both declining over 1%. Trading volume shrank to CNY 1.79 trillion. Recent PBOC data showed November's aggregate financing reaching CNY 2.49 trillion, exceeding expectations and marking the first year-on-year increase after three months of contraction. Corporate financing drove the rebound, particularly in policy-supported and tech sectors. However, household loans remained weak despite overall credit recovery, with short and medium-to-long term loans continuing to contract. The M1 growth rate slowed due to high base effects, widening the M1-M2 spread and highlighting persistent demand weakness. Monetary policy is expected to maintain accommodative measures, potentially through RRR cuts, interest rate reductions, and targeted tools.
π₯ Key Economic Updates βΌ Industrial output grew 4.8% YoY in October (0.44% MoM), while retail sales rose 1.3% to CNY 4.39 trillion. January-October fixed asset investment declined 2.6%, with infrastructure down 1.1%, manufacturing up 1.9%, and property development plunging 15.9%. Analysis: While November economic indicators showed stability, external uncertainties and weak domestic demand pose challenges. More proactive macro policies are anticipated to stimulate demand and optimize supply.
βΌ November's 70-city property data revealed broader price declines, with new home prices in tier-1 cities dropping 0.4% MoM (-1.2% YoY) and secondary homes falling 1.1% MoM (-5.8% YoY). Analysis: The property sector remains in adjustment, though targeted policies may help stabilize markets gradually.
βΌ November's M2 money supply grew 8% YoY to CNY 336.99 trillion, while M1 expanded 4.9% to CNY 112.89 trillion. Aggregate financing rose CNY 248.85 billion YoY, ending three months of declines. Analysis: Fiscal stimulus supported financial data stabilization, but short-term credit trends suggest lingering economic fragility. Recent policy meetings signaled continued monetary support.
π Market Performance Major indices closed lower: - Shanghai Composite: 3,867.92 (-0.55%) - Shenzhen Component: 13,112.09 (-1.10%) - ChiNext: 3,137.80 (-1.77%) - STAR 100: 1,367.37 (-2.69%)
Sector-wise leaders: Non-bank financials (+1.59%), retail (+1.49%), agriculture (+1.24%). Laggards: electronics (-2.42%), communications (-1.89%), media (-1.63%). Market breadth showed 2,216 gainers versus 2,855 decliners.
π° Liquidity Snapshot Trading volume totaled CNY 17.95 trillion (down from previous session). Margin balance stood at CNY 25.01 trillion (Friday close).
[Source: Tonghuashun, data as of Dec 15, 2025. Investment involves risks.]
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