Ping An Health Posts 2025 Net Profit of RMB 379.51 Million on 13.7% Revenue Growth

Bulletin Express03-24

PING AN HEALTHCARE AND TECHNOLOGY COMPANY LIMITED (“Ping An Health”) reported audited results for the year ended 31 December 2025.

Financial Highlights • Revenue rose 13.7% year on year to RMB 5.47 billion, driven by stronger insurance enablement and corporate health management. • Gross profit increased 16.3% to RMB 1.77 billion; gross margin improved 0.7 percentage points to 32.4%. • Profit attributable to owners of the parent reached RMB 379.51 million versus RMB 81.43 million in 2024. • Adjusted net profit (non-IFRS) was RMB 414.0 million, up 161.3%. • Total expenses-to-revenue ratio fell 4.6 percentage points to 30.6%.

Revenue Breakdown • Commercial insurance enablement: RMB 3.30 billion, +11.0%. • Corporate health management: RMB 1.31 billion, +40.6%; share of total revenue expanded to 23.9%. • Other revenue: RMB 0.87 billion, –4.8%.

Operational Highlights • Paying users neared 35 million, up 11.4%. • Corporate client base reached 6,700+, an 83.1% increase. • Service network covered 5,100+ hospitals, 240,000+ pharmacies and 4,400+ health-check providers. • AI-driven services served nearly 12 million users; AI contributed about 4.5% of group gross profit.

Cost & Efficiency • Selling and marketing expenses rose 8.6% to RMB 828.92 million but fell to 15.2% of revenue (–0.7 ppt). • Administrative expenses declined 9.1% to RMB 845.75 million, or 15.5% of revenue (–3.9 ppt).

Financial Position • Total assets: RMB 13.23 billion; net assets: RMB 9.91 billion at end-2025. • Total available funds (cash, restricted cash, term deposits, financial assets): RMB 9.63 billion. • Gearing ratio stood at 25.13%.

Dividend • No dividend was declared for 2025.

Strategic Focus Ping An Health will deepen “insurance + healthcare” synergies with Ping An Group, accelerate AI deployment across medical scenarios, and expand corporate health solutions while enhancing its “online, in-hospital, in-home, in-company” service network.

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