Valley Bank Invests Over $3.6 Billion in Communities for 2025, Earns Top OCC Rating

Deep News05-20 21:00

Valley National Bancorp released its 11th annual Corporate Social Responsibility report, detailing community investments exceeding $3.6 billion for 2025. The funds are directed toward expanding affordable housing, supporting small businesses and entrepreneurial growth, and assisting families in building more secure financial futures.

Investment Structure: Half in Community Development Loans, Charitable Donations Top $6.8 Million The report indicates that the $3.6 billion total includes $1.8 billion in community development loans for affordable housing and services for low- to moderate-income individuals; $816 million in community development investments; $371 million in residential mortgages for low- to moderate-income homebuyers; $235 million in multifamily loans for low- to moderate-income communities; and $319 million in small business loans. Additionally, charitable contributions reached $6.8 million, with employees contributing over 13,500 hours of volunteer service.

Regional Focus and New Jersey Community Revitalization Investments span six states: New Jersey, New York, Florida, Alabama, California, and Illinois. In New Jersey, Valley allocated an additional $1 million through the Neighborhood Revitalization Tax Credit program. This supports projects like the development of a mixed-use community center in Phillipsburg and the revitalization of the historic Great Falls district in Paterson, bringing cumulative investment through this program to over $8.5 million.

Regulatory Endorsement and Bank Profile In February 2026, Valley Bank received its third consecutive "Outstanding" Community Reinvestment Act rating from the Office of the Comptroller of the Currency, covering the 2022-2024 assessment period. Bernadette Mueller stated that this rating reflects the bank's "steadfast commitment to expanding access to capital, supporting affordable housing, and strengthening small businesses." Founded in 1927, Valley Bank holds approximately $64 billion in assets and operates over 200 branches nationwide.

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