China Everbright Bank recently announced that the revision of its company charter was approved on December 16, 2025, effective immediately. The bank will no longer maintain a board of supervisors, and the related supervisory board system is simultaneously abolished, with its functions now exercised by the board's audit committee.
The latest company charter stipulates that "the chairman of the board and the party committee secretary are generally to be held by one person, and a deputy party committee secretary is designated to assist the party committee secretary in focusing on party construction work." In practice, the bank's last two party committee secretars have concurrently served as the bank's president, rather than the chairman of the board. Since Wu Jian moved to Bank of China earlier this year, the position of deputy party committee secretary at China Everbright Bank has remained vacant.
This report primarily details mid-level personnel changes at China Everbright Bank, involving the heads of multiple head office departments and the presidents and vice presidents of its primary branches.
Zhang Yun, the chief representative of China Everbright Group's Tokyo Representative Office and China Everbright Bank's Tokyo Representative Office, is slated to assume the role of deputy general manager of the Institutional Business Department at the head office. Zhang Yun previously served as general manager of the Institutional Business Department at the Beijing Branch and as assistant general manager of the Corporate Business Department at the head office. In August 2019, he became the chief representative upon the opening of the Group's first overseas representative office in Tokyo; in September 2020, he additionally took on the role of chief representative for the Bank's Tokyo Representative Office.
Liu Guohua, the former president of the Wuxi Branch, has been appointed as general manager of the Credit Approval Department at the head office. Liu Guohua, born in April 1974, holds a master's degree and is a certified public accountant. He previously worked at Industrial and Commercial Bank of China's Taiyuan Branch. He joined China Everbright Bank's Taiyuan Branch in November 2002, holding positions including assistant branch president of the Xinjian sub-branch, and various roles from assistant general manager to general manager in the Retail Business Department. In October 2013, he became assistant president of the Changchun Branch, rising to vice president in January 2015. He returned to the Taiyuan Branch as vice president in October 2016 and was promoted to president of the Wuxi Branch in June 2022. Liu has experience overseeing retail, corporate, and risk management lines of business, making him familiar with multiple areas of banking operations.
Liang Bin, the former vice president of the Changsha Branch, has been appointed president of the Wuxi Branch. He previously served as president of the Xingsha sub-branch of the Changsha Branch, vice president of the Changsha Branch, and chairman of the board of supervisors for Shaoshan Everbright Village Bank.
Mou Jianjun, a division head within the head office's Financial Technology Department, has been promoted to deputy general manager of the Financial Technology Department. Mou Jianjun is a seasoned cybersecurity expert with over 20 years of experience in networking and security. He is dedicated to research on cybersecurity governance systems within the financial industry. He formerly served as division head of Facility Management and later division head of Security Management within the Bank's Information Technology Department, which was renamed the Financial Technology Department in 2022.
Wang Yi, assistant president of the Shijiazhuang Branch, has been appointed deputy general manager of the Risk Management Department at the head office; he had been serving as assistant president of the Shijiazhuang Branch since June 2023.
Fang Yang, vice president of the Hohhot Branch, has been transferred to the position of vice president of the Zhengzhou Branch. He previously held the role of assistant president at the Hohhot Branch and was promoted to vice president in May 2021. Jiang Yongren, general manager of the Corporate Finance Department at the Seoul Branch, has been promoted to vice president of the Seoul Branch.
Regarding employee career development paths, China Everbright Bank outlined in its 2024 ESG report that it is enhancing the exchange and rotation of cadres and talent. The bank has established mechanisms such as the "Gathering Talent Plan" for talent exchange between head office and branch business positions, and two-way exchanges between technology and business roles, aiming to cultivate talent through experience in multiple positions.
According to the bank's branch information (2025 Interim Report), as of the end of June 2025, China Everbright Bank had established 1,321 branches within China. This includes 39 primary branches, 116 secondary branches, and 1,166 business outlets, covering 150 major economic centers nationwide and all provincial-level administrative regions. Overseas, it operates 7 branches and representative offices, including the Seoul Branch and the Tokyo Representative Office.
Financial report data shows that for the first three quarters of 2025, China Everbright Bank achieved operating revenue of 94.27 billion yuan, a decrease of 7.94% compared to the same period last year. Net profit was 37.278 billion yuan, down 3.40% year-on-year. Notably, the bank's net profit had maintained positive growth in the first half of the year.
The bank explained during its third-quarter earnings conference that since the beginning of the year, interest rates in the bond market have generally risen, leading to a decline in valuation gains and losses. This, combined with the high base effect from declining market interest rates in the same period last year which had boosted valuation gains, resulted in a significant year-on-year decrease in other non-interest income in the third quarter, contributing to the decline in both revenue and net profit.
On December 15, Hao Cheng, Party Committee Secretary of China Everbright Bank, presided over a Party Committee meeting to outline key financial tasks for 2026. These included a directive to deeply address and rectify "internal-roll" or inefficient internal competition.
The meeting emphasized the need for in-depth research on specific development strategies for banks to achieve stable growth in a low-interest-rate, low-net-interest-margin environment. It advocated for differentiated development and competing in distinct market segments based on strictly controlling new increments and properly handling existing stock, striving to cultivate and consolidate competitive advantages. The bank committed to intensifying efforts to curb "internal-roll" competition, continuously optimizing institutional mechanisms, and enhancing the scientific level of corporate governance, market-oriented operational mechanisms, and lean internal management.
Simultaneously, the bank aims to firmly establish and practice a correct view of political and business performance, resolutely abandoning erroneous practices such as competing on scale, comparing growth rates, vying for rankings, and making end-of-period pushes. It will improve long-term mechanisms for regular and effective work style construction to foster a clean and upright political ecosystem.
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