On August 31, Hua Xia Bank Co., Limited held its interim results briefing for the first half of 2026, where independent director Guo Qingwang addressed the bank's risk governance framework. Guo highlighted that the board, alongside the Risk, Compliance, and Consumer Protection Committee, has maintained a strong focus on the development of its comprehensive risk management architecture.
Since the start of 2026, senior management has been consistently guided to align with the strategic objectives of the new planning cycle, adhering to an overall prudent risk appetite. This includes continuous refinement of the risk governance system and strict adherence to risk and compliance boundaries. Guo noted the bank's successful efforts in "controlling new risks while reducing existing ones" to enhance asset quality, deepening risk prevention in key areas, fostering a robust risk culture, and advancing the digital transformation of risk controls to solidify a stable operating foundation.
As of the end of June 2026, the execution of the risk appetite statement has met expectations, according to Guo. He further elaborated on his role as an independent director, emphasizing active participation in decision-making, oversight, and professional advisory duties. This includes attending board meetings and relevant special committees, as well as sessions with annual audit accountants and dedicated independent director meetings. Guo has been involved in reviewing reports on annual operations, overall risk management status, risk management strategies, and risk appetite execution, offering recommendations to strengthen high-quality risk management and urging senior management to implement these measures, thereby continuously improving the compliance and effectiveness of risk control operations.
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