On August 27, Chongqing Rural Commercial Bank Co.,Ltd. released its 2025 interim report on the evening of August 26. In the first half of 2025, the company recorded operating revenue of RMB147.4 billion, representing a 0.5% year-over-year increase; net profit attributable to parent company reached RMB77.0 billion, up 4.6% year-over-year; net interest income totaled RMB117.4 billion, rising 6.0% year-over-year; while non-interest net income was RMB30.0 billion, declining 16.6% year-over-year.
In terms of scale, as of the end of the second quarter, Chongqing Rural Commercial Bank Co.,Ltd.'s total assets reached RMB1,630.131 billion, growing 7.6% compared to the end of the previous year; total loans and advances stood at RMB733.545 billion, increasing 7.3% from year-end; total liabilities amounted to RMB1,491.275 billion, up 8.0% from the end of the previous year; customer deposits totaled RMB1,025.195 billion, rising 8.8% compared to year-end.
Regarding asset quality, as of the end of the second quarter, Chongqing Rural Commercial Bank Co.,Ltd.'s non-performing loan balance was RMB8.948 billion, an increase of RMB528 million from the end of the previous year; the non-performing loan ratio was 1.17%, down 0.01 percentage point from year-end; the provision coverage ratio reached 355.58%, declining 7.86 percentage points from the end of the previous year.
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