On December 4, 2025, the "Navigating Risks, Building Trust: CCXI 2026 Credit Risk Outlook Annual Conference," hosted by China Chengxin International Credit Rating (CCXI), concluded successfully in Shanghai. Analysts from CCXI and representatives from market investment institutions shared insights on topics including economic development trends during China's 15th Five-Year Plan period, multidimensional perspectives on financial institutions in a low-interest-rate era, the new credit ecosystem under technological innovation, AI applications in financial services, international standards in modern corporate governance, and ESG-driven sustainable supply chains.
The conference also unveiled the CCXI Public REITs Index, Database & Terminal, as well as the CCXI-Haier Xinhaihui Green Industry-Finance-Tech Ecosystem and Green E-Supply Chain Bill Connect 1.0. As one of CCXI's flagship annual events, the summit attracted participants from domestic and international enterprises, financial institutions, research organizations, and media.
In his opening remarks, CCXI President Yue Zhigang highlighted that amid global structural adjustments and technological revolutions, China's economy, despite facing challenges such as insufficient demand, is undergoing optimization and transformation driven by innovation. With fiscal policies enhancing efficiency and monetary policies remaining accommodative, China's bond market has exceeded 190 trillion yuan, with corporate credit bond issuance reaching 15.1 trillion yuan this year, strongly supporting real-economy financing.
Yue emphasized that building a modern industrial system and advancing financial strength during the 15th Five-Year Plan period will expand credit market opportunities while demanding higher risk management standards. He advocated leveraging big data and AI for intelligent risk management and refining credit rating methodologies to align with green and technological transitions.
Yuan Haixia, Director of CCXI Research Institute, projected China's economic growth at 4.8% in 2026, citing five positive factors, including eased U.S.-China trade tensions, alongside challenges like weak demand. She recommended raising the fiscal deficit ratio to 4.5%-5% and maintaining loose monetary policies to stimulate consumption and optimize debt management.
Panel discussions covered diverse themes: - **Financial Institutions in a Low-Rate Era**: Experts explored strategies for banks facing narrowing interest margins, insurers enhancing digital transformation, and securities firms expanding overseas. - **Tech-Driven Credit Ecosystem**: Discussions centered on opportunities in industrial upgrades, policy-backed tech bonds, and credit trends among innovation-driven entities. - **AI in Finance**: Participants analyzed AI's foundational logic, application scenarios, and implementation challenges.
Yang Xiaojing, CCXI Research Director, identified three key investment themes for 2026: urban investment bonds transitioning to substantive breakthroughs, policy-backed tech bonds, and diversified fixed-income products like REITs and offshore bonds. She advised focusing on 3-5-year bonds with yields above 2.2% and selective regional exposures.
Pan Yuqiong, Deputy General Manager of CCXI Index, introduced a one-stop REITs solution for asset managers, featuring comprehensive indices and a data terminal with deep asset-level analytics.
Wang Qian, President of CCXI Certification, discussed integrating international standards like ISO 37301 into Chinese corporate governance, emphasizing compliance as a competitive edge.
The launch of the Green E-Supply Chain Bill Connect 1.0 marked a breakthrough in green finance, aligning with national policies to support sustainable trade through enhanced transparency and incentives.
A final panel on ESG-driven supply chains highlighted cross-industry collaboration to leverage ESG for sustainable growth.
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