Agile Group’s Zhongya Investment Issues RMB268.50 Million Guarantee to Support Project Loan Refinancing

Agile Group Holdings Limited announced that its 50%-owned subsidiary Guangxi Beihai Zhongya Investment Development Co., Ltd. (Zhongya Investment) has executed an irrevocable guarantee covering a RMB268.50 million loan facility obtained by Zhongshan City Yachen Real Estate Development and Operation Co., Ltd. (the Project Company) from Zhongshan Rural Commercial Bank, Shiqi Sub-branch.

The 2026 Facility Agreement, signed on 3 April 2026, provides the Project Company with a three-year refinancing facility equal to the outstanding balance of an earlier RMB700.00 million credit line arranged in April 2023. The fresh funding is intended to refinance the RMB268.50 million outstanding loan and features a reduced interest rate and an extended principal amortisation schedule.

Under the 2026 Guarantee Agreement, Zhongya Investment will assume full and unconditional liability for any repayment shortfalls throughout a guarantee period that extends three years beyond the Project Company’s obligations under the facility. Should the borrower default, the bank can demand immediate repayment from Zhongya Investment.

Additional credit enhancements include: 1. A first-ranking mortgage over the Project Company’s core asset—245,525.6 sq m of residential development land in Zhongshan’s Cuiheng New Area. 2. A liquidity support letter from Ping An Real Estate Co., Ltd., covering 35% of the loan obligations; Ping An Real Estate indirectly holds 99% of Hengchuang Enterprise, which owns 35% of the Project Company.

Ownership Structure • Project Company: 65% Zhongya Investment, 35% Shenzhen Hengchuang Enterprise Management Co., Ltd. • Zhongya Investment: 50% Guangxi Beihai Yaxi Investment Development and 50% Guangxi Beihai Yafeng Investment Development, both ultimately linked to Agile Group but also involving independent third-party shareholders.

Regulatory Classification The guarantee’s size results in applicable percentage ratios under Hong Kong Listing Rule 14.07 exceeding 5% but below 25%. Consequently, the transaction is classified as a “discloseable transaction” and requires public reporting and announcement, which Agile Group fulfilled on 7 April 2026.

Strategic Rationale Management highlighted that refinancing through the 2026 Facility averts potential enforcement on pledged land collateral, preserves asset value, reduces interest costs, and eases cash flow pressure during ongoing project development and unit deliveries that commenced in December 2023.