On April 29, China Construction Bank Corporation (CCB) announced its operational results for the first quarter of 2026. The quarterly report indicates that CCB's core metrics remained robust and balanced, maintaining a leading position among comparable peers. The net interest margin stood at 1.36%, an increase of 0.02 percentage points compared to the full year of 2025. The annualized average return on assets was 0.75%, while the annualized weighted average return on equity reached 9.85%. Risks remained manageable, with the non-performing loan ratio at 1.31%, unchanged from the end of the previous year. The provision coverage ratio was 234.02%, up 0.87 percentage points from the end of last year. Capital levels remained sufficient and stable, with a capital adequacy ratio of 19.00% and a core tier 1 capital adequacy ratio of 14.26%. The cost-to-income ratio was 21.27%, down 1.70 percentage points year-on-year.
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