PSBC Vice President Du Chunye: Industry Net Interest Margin Stabilizes and Rebounds, Mainly Driven by Lower Funding Costs

Deep News10-30 18:11

On October 30, a financial news flash reported that Postal Savings Bank Of China Co.,Ltd. (ASX: 601658) held its 2026 third-quarter results briefing today. Discussing the net interest margin performance, Du Chunye, Vice President and Board Secretary of PSBC (ASX: 01658), stated that the industry's net interest margin is currently stabilizing and rebounding, mainly driven by the decline in funding-side costs. At the same time, the concentrated repricing of existing time deposits upon maturity is also an important short-term driving factor at present.

He said: "At present, PSBC's proportion of long-term deposits is relatively low. This not only reflects a certain阶段性 difference between us and peers in this round of repricing dividends, but also shows that we started earlier in refined liability management and took more proactive adjustments ahead of others."

Du Chunye pointed out that the bank has now elevated the development of self-operated deposits to a strategic level, as an important path for the bank to break through the constraints of the existing maturity structure and tap the cost-reduction potential of deposit channels. Continuing to do detailed and solid work on the funding side is also a very important competitive advantage for PSBC.

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This not only reflects a certain阶段性 difference between us and peers in this round of repricing dividends, but also shows that we started earlier in refined liability management and took more proactive adjustments ahead of others.\"Du Chunye pointed out that the bank has now elevated the development of self-operated deposits to a strategic level, as an important path for the bank to break through the constraints of the existing maturity structure and tap the cost-reduction potential of deposit channels. 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