During the 2026 interim results conference held on August 28, Agricultural Bank of China President Wang Zhiheng highlighted notable strides in the bank's smart banking initiatives this year. He emphasized that the strategy centers on AI agent applications and project-driven demand, steadily enhancing the AI-plus capability framework to promote scalable and inclusive AI deployment.
Wang outlined the next phase, which focuses on broadening AI agent usage, improving operational efficiency, and balancing innovation with risk management to further smart banking development. The initial priority is deepening AI agent integration across diverse scenarios, establishing consistent operational processes, and enabling a closed-loop evolution of AI capabilities to elevate intelligent management standards.
Additionally, the bank aims to strengthen its AI infrastructure by advancing the Nongyin Home platform, designing data architectures suited to the entire AI agent lifecycle, tracking large model progress, refining model matrices, and optimizing computing resource allocation to build a secure and efficient AI technology foundation.
Finally, Wang stressed the importance of upholding security protocols, implementing AI governance and risk control measures, addressing challenges such as model opacity and hallucination, developing AI-driven countermeasures, and enforcing tiered scenario management to ensure AI applications remain safe and controllable.
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