Ping An Bank's Wu Leiming: Peak Period for Real Estate Risk Surge Has Passed

Deep News03-23 16:54

On March 23, financial news reported that Ping An Bank Co.,Ltd. held its 2025 annual results presentation today. Wu Leiming, Assistant President, Chief Risk Officer, and Chief Compliance Officer, indicated that the real estate market remained in a period of deep adjustment throughout 2025. Corporate liquidity continued to be strained, with many large private enterprises, particularly those operating at scale, experiencing financial distress. Ping An Bank was also affected, leading to an increase in overall real estate volatility compared to 2024. However, comparatively, Ping An Bank's level remained below the industry average.

Wu Leiming stated that after the third quarter, both expected and newly emerging non-performing loans decreased. The emergence of new risk exposures was effectively controlled, with significant results becoming apparent. The peak period for the surge in real estate risks has now passed.

Wu Leiming expressed that, based on the current market situation, risks associated with major existing clients appear controllable. Adjustments are being made promptly in both corporate and retail banking in line with policy directives. Overall, while the retail segment is showing some growth, the pace of increase is slowing, and the situation remains manageable. For instance, regarding the real estate sector in 2026, although pressure persists, it can be described as controllable.

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