Bank of Zhengzhou Co.,Ltd. (06196) announced its audited annual results for the year ended December 31, 2025. The bank reported operating revenue of RMB 129.41 billion, representing a year-on-year increase of 0.39%. Net profit reached RMB 19.09 billion, up 2.44% compared to the previous year. The net interest margin stood at 1.61%, while the cost-to-income ratio was 27.62%. The capital adequacy ratio was reported at 11.71%, with a non-performing loan ratio of 1.71% and a provision coverage ratio of 185.81%. All major regulatory indicators met the required standards. Net profit attributable to equity shareholders of the bank amounted to RMB 18.95 billion, a 1.03% increase from the prior year. Basic earnings per share were RMB 0.16. As of the end of the reporting period, the bank's total assets reached RMB 743.674 billion, reflecting growth of 9.95% from the end of the previous year. Total deposits absorbed amounted to RMB 463.075 billion, an increase of 14.47%. Total loans and advances issued stood at RMB 410.264 billion, rising by 5.82% compared to the end of the last fiscal year.
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