Industrial and Commercial Bank of China (ICBC) has released its first-quarter financial report for 2026. The bank achieved operating revenue of 221.98 billion yuan, representing a year-on-year increase of 8.45%. Net profit attributable to equity holders reached 86.941 billion yuan, up 3.31% compared to the same period last year. Basic earnings per share stood at 0.24 yuan.
As of the end of the reporting period, total assets amounted to 55.772584 trillion yuan, an increase of 2.294811 trillion yuan from the end of the previous year, reflecting growth of 4.29%. Total customer loans and advances, excluding accrued interest, reached 31.648252 trillion yuan, rising by 1.142138 trillion yuan, or 3.74%. Within this, RMB loans issued by domestic branches increased by 1.097972 trillion yuan, up 3.80%.
A breakdown of the loan portfolio shows corporate loans at 19.992688 trillion yuan, personal loans at 9.058964 trillion yuan, and bill financing at 2.596600 trillion yuan. Total investments stood at 17.874671 trillion yuan, increasing by 967.256 billion yuan, a growth of 5.72%.
Total liabilities were reported at 51.416825 trillion yuan, up 2.211076 trillion yuan from the end of the prior year, marking a 4.49% increase. Customer deposits totaled 38.587203 trillion yuan, growing by 1.275425 trillion yuan, or 3.42%. The deposit structure consisted of 23.359800 trillion yuan in time deposits, 14.587096 trillion yuan in demand deposits, 192.609 billion yuan in other deposits, and accrued interest of 447.698 billion yuan.
The bank's core Tier 1 capital adequacy ratio was 13.26%, its Tier 1 capital adequacy ratio was 14.56%, and its total capital adequacy ratio was 18.21%, all meeting regulatory requirements.
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