AI Technology Enables Scalable Microfinance by Overcoming High Operational Costs

Deep News07-17 17:00

At the 2026 Global Capital Summit, the founder of a financial technology firm and former chief executive of the Hong Kong stock exchange delivered a keynote address. He highlighted that under traditional models, the manual processes involved in due diligence, negotiation, and contract drafting for small-scale, micro-investments incur extremely high costs, making large-scale implementation unfeasible.

Artificial intelligence, however, can enable simultaneous operations across a vast number of end-point scenarios. It can efficiently conduct due diligence, organize contracts, and assess risks, thereby addressing the core challenge of scaling microfinance operations.

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