Lancang residents, enrollment for the 2027 urban and rural resident basic medical insurance program begins on October 10. This is a major annual matter concerning the healthcare protection of every family. How much do you need to pay, and how do you pay? Let's take a look together.
Enrollment Periods and Payment Standards
Payment is divided into a centralized collection period and a non-centralized collection period, with different payment standards for each. The details are as follows:
1. Centralized collection period: from October 10, 2026 to January 31, 2027 鈥?individual payment of 400 yuan, with a fiscal subsidy of 724 yuan.
2. Non-centralized collection period: from February 1, 2027 to December 25, 2027, implemented in two phases:
Phase One (February 1 to June 30, 2027): individual payment of 400 yuan, with a fiscal subsidy of 724 yuan.
Phase Two (July 1 to December 25, 2027): no fiscal subsidy, with individuals required to pay the full amount of 1,124 yuan.
Important Reminder
This year's centralized collection period has been shortened by one month compared to previous years. Although it is still possible to enroll after missing the centralized collection period, there will be a waiting period for benefits. For those who fail to enroll and pay during the centralized collection period or who have not enrolled continuously, a fixed benefit waiting period of 3 months will be set after enrollment and payment. Among them, for those who have not enrolled continuously, each additional year of lapsed coverage adds one month of variable benefit waiting period on top of the fixed benefit waiting period. Medical expenses incurred during the medical insurance benefit waiting period cannot be reimbursed and must be borne by the insured person. Therefore, everyone must remember to pay on time and not miss the centralized collection period.
Payment Channels
There are two main categories 鈥?online and offline 鈥?which can be chosen according to need.
(1) Online Payment
1. Yunnan Provincial Electronic Tax Bureau WeChat Official Account: Search "Yunnan Provincial Electronic Tax Bureau" on WeChat 鈫?follow the account and enter "Business Handling" 鈫?register, log in and complete real-name authentication 鈫?click "Social Security Payment" 鈫?choose self-payment or payment on behalf of others 鈫?verify information and complete payment.
2. "One Mobile Phone Handles Everything" App: Download and log in to "One Mobile Phone Handles Everything" 鈫?search "Medical Insurance Payment" 鈫?enter identity information 鈫?follow the prompts to complete payment.
3. Agricultural Bank of China Yunnan Branch Micro-Bank WeChat Official Account: Search "ABC Yunnan Branch Micro-Bank" on WeChat 鈫?enter "Micro Finance" 鈫?"Social Security Payment" 鈫?fill in identity information 鈫?verify payment information and complete payment.
4. Yunnan Rural Credit Mobile Banking App: Download and log in to "Yunnan Rural Credit" mobile banking 鈫?enter "Social Security Connect" 鈫?"Social Security Payment" 鈫?enter identity information 鈫?verify and submit payment.
(2) Offline Payment
1. Village/community collection point POS machine payment: Bring your ID card or household registration booklet and bank card to the village committee, community, or village/community agency at your registered place of residence, and pay by swiping your card through the POS machine.
2. Bank branch payment: Bring your ID card or household registration booklet and bank card to a local Agricultural Bank of China or Rural Credit Cooperative (Rural Commercial Bank) branch, and pay through the counter or self-service terminal.
3. Tax service window payment: Bring your ID card or household registration booklet and bank card to a local tax service hall or government service center tax window to process payment.
(3) Payment Record Inquiry and Electronic Receipt Issuance
These can be handled through the "Yunnan Provincial Electronic Tax Bureau" WeChat official account:
1. Personal payment records: "Social Security Payment" 鈫?"Payment Record Inquiry" 鈫?select date range to inquire.
2. Agent payment record inquiry: "Social Security Payment" 鈫?"Agent Payment Record Inquiry" 鈫?enter the information of the person on whose behalf payment was made to inquire.
3. Electronic receipt issuance: "Social Security Payment" 鈫?"Electronic Payment Receipt Issuance" 鈫?inquire, issue, and save the image.
4. Tax payment certificate issuance: Enter "Tax Handling" 鈫?"Certificate Issuance" 鈫?select social security tax payment certificate issuance.
Friendly Reminders
1. Before payment, please carefully verify your name, ID number, place of enrollment, payment year, and payment amount. Confirm everything is correct before paying.
2. The personal account of employee medical insurance can be used to pay the individual contribution for urban and rural resident medical insurance on behalf of close relatives, including spouse, parents, children, siblings, grandparents, maternal grandparents, grandchildren, and maternal grandchildren.
3. Please complete enrollment registration and payment within the centralized collection period to avoid affecting the normal enjoyment of medical insurance benefits.
Medical insurance concerns everyone. Pay on time for peace of mind. Share this message with your family and friends around you.
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