At the 2026 interim results conference held on August 28, China Everbright Bank Company Limited President Hao Cheng outlined the bank's strategic priorities for the upcoming year. He emphasized that as this year marks the beginning of the "15th Five-Year Plan" period, the bank will fully implement the Party Central Committee's decisions to accelerate the building of a financial powerhouse, adhering to a people-centered value orientation and the fundamental purpose of serving the real economy.
First, aligning with national strategies to clarify business direction. The bank will firmly establish serving the real economy as the foundation of its financial operations and proactively support the "15th Five-Year Plan." This includes actively serving key projects under the plan, supporting 109 major national and local projects. Additionally, the bank will cater to key customer groups in areas such as technology, green development, advanced manufacturing, producer services, consumer livelihoods, living services, and modern infrastructure, offering more applicable comprehensive financial services. For high-quality market entities that align with national policy direction, maintain stable operations, and possess good credit, the bank will provide differentiated and personalized financial service solutions.
Second, leveraging unique strengths to support the development of new quality productive forces. By capitalizing on China Everbright Group's integrated financial and industry-finance synergy advantages, the bank will improve its full-cycle technology financial service system. It will focus on specialty tracks for new quality productive forces, including integrated circuits, computing power, artificial intelligence, embodied intelligence, intelligent connected new energy vehicles, and autonomous driving. The bank aims to deeply integrate financial services with technological and industrial innovation, adapting to the requirements of new quality productive forces and leveraging its strengths to provide excellent financial services.
Third, focusing on high-frequency transaction scenarios to deepen comprehensive customer operations. The bank will grasp the trend changes during the "15th Five-Year Plan" period and proactively adapt to customers' new financial demands. Around high-frequency transaction businesses such as payment and settlement, cash management, agency collection and payment, cross-border services, supply chain, custody, and wealth management, the bank will accelerate the transformation of its traditional business model. This will enhance the quality and efficiency of comprehensive financial services to meet customers' diversified financial needs.
Fourth, improving digital and intelligent operational capabilities to reshape customer service models. The bank will keep pace with the digital, networked, and intelligent development trends of the "15th Five-Year Plan" period, treating digital and intelligent transformation as an effective path for strategic execution. Using data as a production factor and technology as a production tool, the bank will promote deep integration of technology and business. It will establish effective platforms and scenario connections for customers and frontline staff, achieving comprehensive intelligent customer journeys and empowering business development with digital intelligence.
Furthermore, Hao Cheng stated that in future work, China Everbright Bank Company Limited will thoroughly implement the national "15th Five-Year Plan," focus on its main business, enhance core competitiveness, and strengthen team building around the "Three Excellence" standards. The bank will continuously stimulate internal momentum, steadily improve operational quality and efficiency, and strive to achieve high-quality development.
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