On August 18, financial market news reported that Bank Of Nanjing Co.,Ltd. (SSE: 601009) released its interim performance announcement. In terms of operational scale, as of the end of June 2026, the company's total assets reached RMB 3,237.324 billion, an increase of RMB 215.504 billion from the end of the previous year, representing a growth rate of 7.13%. Total loans amounted to RMB 1,567.791 billion, an increase of RMB 143.435 billion compared to the end of the prior year, up by 10.07%. Total liabilities stood at RMB 3,015.107 billion, an increase of RMB 203.592 billion from the end of last year, rising by 7.24%. Total deposits reached RMB 1,826.031 billion, an increase of RMB 155.242 billion compared to the end of the previous year, up by 9.29%.
Regarding profitability, during the first half of 2026, the company achieved operating revenue of RMB 31.596 billion, an increase of RMB 3.116 billion year-on-year, marking a rise of 10.94%. Among this, net interest income was RMB 21.935 billion, an increase of RMB 6.289 billion year-on-year, surging by 40.19%, and accounting for 69.42% of operating revenue, up 14.48 percentage points year-on-year. The net profit attributable to the parent company's shareholders reached RMB 13.650 billion, an increase of RMB 1.031 billion year-on-year, rising by 8.17%.
Furthermore, for the first half of 2026, Bank Of Nanjing Co.,Ltd. reported a return on assets (ROA) of 0.87%. The net interest spread was 1.62%, and the net interest margin was 1.79%. As of the end of the reporting period, the company's core tier 1 capital adequacy ratio, tier 1 capital adequacy ratio, and capital adequacy ratio were 9.37%, 10.59%, and 13.02%, respectively. The non-performing loan ratio stood at 0.82%, a decrease of 0.01 percentage points from the end of the previous year. The provision coverage ratio was 306.11%, a decline of 7.51 percentage points compared to the end of last year.
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