On March 27, Industrial Bank Co.,Ltd. held its 2025 performance briefing. When discussing digitalization and intelligentization, Vice President Sun Xiongpeng stated that the robustness of a commercial bank primarily depends on its risk control and compliance capabilities. However, the speed and future potential of a commercial bank largely rely on its intelligent capabilities.
What has Industrial Bank Co.,Ltd. accomplished in digital infrastructure, and what are its future plans? Sun Xiongpeng invited his digital avatar to provide the answers.
In recent years, Industrial Bank Co.,Ltd. has consistently adhered to a technology-driven strategy. Its digital transformation has fully transitioned from the construction phase to the harvest phase and is now advancing towards a new stage of intelligent operations. The height of an intelligent structure depends on the depth of its computational and data foundations.
The bank has prioritized building its technological foundation, reinforcing its transformation base with three key "eights." First, it has maintained an annual technology investment of approximately 8 billion yuan for three consecutive years, ensuring sufficient financial support for the transition. Second, it has built a technology team of over 8,000 professionals to drive innovation. Third, the Gui'an Data Center is planned to host over 8,000 computational cabinets, interconnecting with facilities in Shanghai and Fuzhou to form a multi-center, active-active data center system. This prepares the bank for future explosive growth in digital demand, ensuring a stable and resilient operational foundation.
The effectiveness of this foundation is ultimately measured by tangible business results and customer recognition. The bank remains committed to a business-oriented approach, ensuring technology delivers real value. This is demonstrated through three key "sixes." First, it has activated six major online platforms under the "1+5" framework, establishing a comprehensive digital information service system. Second, it has developed over 160 open AI capabilities, continuously enriching the foundation for intelligent transformation. Third, it has innovated 261 intelligent application scenarios, injecting smart capabilities to enhance customer service and operational efficiency. Building on this, the bank fully empowers the five key areas of finance through digital means. Last year, it approved 1.15 trillion yuan in technology finance credit through technical flow assessments, supported nearly 50,000 enterprises on its dual-carbon platform, and established green accounts for 7.8 million corporate and individual customers, effectively translating digital prowess into reputable services for the public and the real economy.
In the next phase, the bank will focus on its "AI Plus" initiative, continuously upgrading its three intelligent pillars: computing power, data, and models. It aims to equip every employee with a suite of financial AI tools, shifting technology's role from backend support to frontline operations, thereby creating sustained and stable long-term value for investors.
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