Stock Track | LendingClub Plunges 5.47% as High Credit Loss Provision Overshadows Q4 Revenue Beat

Stock Track01-29

LendingClub's stock experienced a 24-hour plunge of 5.47%, reflecting negative investor sentiment following the company's latest earnings release.

The digital banking platform reported fourth-quarter revenue of $266.5 million, exceeding the Ibes estimate of $262.3 million, and posted earnings per share of $0.35. However, investor focus shifted to the company's credit loss provision of $47.2 million for the quarter, which came in above Wall Street estimates and raised concerns about loan quality and future performance.

The substantial provision for credit losses appeared to overshadow the positive revenue and earnings beat in after-hours trading, driving the stock price downward as markets reacted to the mixed quarterly results.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/1166934742?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-01-29 15:07","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"1166934742","market":"sg","top_or_hot":-1,"title":"Stock Track | LendingClub Plunges 5.47% as High Credit Loss Provision Overshadows Q4 Revenue Beat","media":"Stock Track","content":"<p>LendingClub's stock experienced a 24-hour plunge of 5.47%, reflecting negative investor sentiment following the company's latest earnings release.</p><p>The digital banking platform reported fourth-quarter revenue of $266.5 million, exceeding the Ibes estimate of $262.3 million, and posted earnings per share of $0.35. However, investor focus shifted to the company's credit loss provision of $47.2 million for the quarter, which came in above Wall Street estimates and raised concerns about loan quality and future performance.</p><p>The substantial provision for credit losses appeared to overshadow the positive revenue and earnings beat in after-hours trading, driving the stock price downward as markets reacted to the mixed quarterly results.</p>","source":"ai_movement_en","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Stock Track | LendingClub Plunges 5.47% as High Credit Loss Provision Overshadows Q4 Revenue Beat</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nStock Track | LendingClub Plunges 5.47% as High Credit Loss Provision Overshadows Q4 Revenue Beat\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1086803395\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/a81accab1e7ee4144dc051f71903a390);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Stock Track </p>\n<p class=\"h-time\">2026-01-29 15:07</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>LendingClub's stock experienced a 24-hour plunge of 5.47%, reflecting negative investor sentiment following the company's latest earnings release.</p><p>The digital banking platform reported fourth-quarter revenue of $266.5 million, exceeding the Ibes estimate of $262.3 million, and posted earnings per share of $0.35. However, investor focus shifted to the company's credit loss provision of $47.2 million for the quarter, which came in above Wall Street estimates and raised concerns about loan quality and future performance.</p><p>The substantial provision for credit losses appeared to overshadow the positive revenue and earnings beat in after-hours trading, driving the stock price downward as markets reacted to the mixed quarterly results.</p>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LC","symbol_name":"LendingClub","start_time":0,"source_url":"","article_id":"1166934742","we_media_id":"1086803395","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1166934742","pubTimestamp":1769670423,"columns":[],"sourceInfo":{"source_id":"ai_movement_en","name":"Stock Track"},"weMediaInfo":{"media_name":"Stock Track","introduction":"Track stock‘s movements and relevant news","home_visible":1,"id":"1086803395","head_image":"https://static.tigerbbs.com/a81accab1e7ee4144dc051f71903a390"},"summary":"LendingClub's stock experienced a 24-hour plunge of 5.47%, reflecting negative investor sentiment following the company's latest earnings release.The digital banking platform reported fourth-quarter...","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"LC":"LendingClub"},"translate_title":"股票追踪|LendingClub暴跌5.47%，因高额信贷损失拨备盖过第四季度营收增长","themeId":"","isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"LC":1},"content_text":"LendingClub's stock experienced a 24-hour plunge of 5.47%, reflecting negative investor sentiment following the company's latest earnings release.The digital banking platform reported fourth-quarter revenue of $266.5 million, exceeding the Ibes estimate of $262.3 million, and posted earnings per share of $0.35. However, investor focus shifted to the company's credit loss provision of $47.2 million for the quarter, which came in above Wall Street estimates and raised concerns about loan quality and future performance.The substantial provision for credit losses appeared to overshadow the positive revenue and earnings beat in after-hours trading, driving the stock price downward as markets reacted to the mixed quarterly results.","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"movement","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/1166934742","isCrawlerRequest":true}