From December 4 to 7, 2025, the 2025 Digital Intelligence Technology Ecosystem Summit, themed "Intelligent Navigation, Smart Symbiosis," was grandly held at the China Import and Export Fair Complex in Guangzhou. During the event, China Telecom's YiPay unveiled its meticulously designed "AI Payment and Data Technology Ecosystem Collaboration Zone," systematically showcasing its latest achievements in digital consumer ecosystem development and intelligent regulatory technology. The exhibition highlighted YiPay's proactive role as a leader in the mobile payment industry chain and its implementation of strategies for industrial chain renewal and upgrading.
**Digital Consumption Zone: Panoramic Display of Smart Living Experiences** Against the backdrop of deep integration between the digital and real economies, China Telecom's YiPay has established a user-centric digital consumption ecosystem based on its "Connectivity + Devices + Applications + Benefits" integrated strategy. The exhibition area vividly demonstrated the empowering role of digital consumption in the real economy and its positive impact on boosting consumption through features such as benefit subscriptions, AI interactions, contactless payments, and end-to-end solutions for various industries.
YiPay has leveraged benefits as a bridge to integrate high-quality resources across multiple scenarios, including telecommunications, transportation, finance, and local services, creating an open and collaborative digital consumption platform. The platform supports one-stop access, full-network distribution, and end-to-end management, while its intelligent risk control and precision service capabilities help partners reduce operational costs and improve resource conversion efficiency. Additionally, YiPay introduced a "Payment-as-Benefit" service model, deeply integrating payment scenarios with user perks. Users can enjoy multiple benefits such as points, coupons, and membership privileges upon completing a payment, achieving "one payment, multiple rewards" and enhancing user loyalty and experience while genuinely benefiting consumers.
In the industry solutions section, YiPay showcased customized services for vertical sectors like automotive and financial insurance. For instance, it provided state-owned automotive enterprises with digital sales and after-sales service solutions, including offline aggregated payments and smart POS-linked sales systems, enabling real-time synchronization of orders and payment data. In the insurance and finance sectors, YiPay's tailored payment and repayment channel solutions helped partners achieve efficient fund flows and risk management.
The live demonstration of cloud-managed smart stores attracted numerous visitors, allowing them to experience seamless unmanned shopping—from scanning QR codes for entry to autonomous selection, contactless payment, and automatic verification—showcasing the convenience and efficiency enabled by technology. Meanwhile, innovative payment methods like AI glasses payments and palm vein payments, powered by YiPay's self-developed multi-modal identity verification and spatial computing technologies, offered users an effortless "glance-and-speak" payment experience, truly realizing seamless and intelligent consumption processes.
**Data Operations Zone: Deep Dive into Core Smart Technologies** As enterprises advance their digital and intelligent transformation, data security and compliance management have become critical supports for industrial chain renewal. YiPay's "WindGuard" intelligent regulatory platform serves as the core, providing enterprises with end-to-end, actionable data operations and risk control capabilities.
The platform leverages big data, AI, and privacy computing technologies to build a "One-Screen, Three Centers" application system and a "Three Databases, Four Engines" technological foundation, enabling real-time monitoring and intelligent alerts for capital and business flows. With its multi-dimensional data fusion capabilities, the platform integrates over 300 million business entities and more than 2 billion relationship data points, breaking down information silos. Its intelligent model engine facilitates efficient analysis of complex relationship networks, while its fully localized security infrastructure ensures compliance and safety in data circulation. Currently, the platform has been successfully deployed in several state-owned enterprises, helping establish a closed-loop risk control system covering "pre-warning, in-process monitoring, and post-tracing." It has also been recognized as a "Strategic High-Value AI Scenario for State-Owned Enterprises" by the State-Owned Assets Supervision and Administration Commission.
At the foundational level, YiPay's self-developed digital intelligence middleware, security middleware, and risk control middleware form a modular, reusable technological capability matrix. The digital intelligence middleware supports EB-level data processing and high-performance analytics; the security middleware employs AI-powered threat detection and response models; and the risk control middleware, based on the RiskX 2.0 system, provides all-scenario risk interception and decision support. These capabilities have been deployed in projects for the Digital Currency Research Institute of the People's Bank of China and multiple state-owned financial institutions, serving as a common technological foundation for industry-wide digital transformation.
Through this exhibition, China Telecom's YiPay comprehensively demonstrated its practice of driving industry-finance integration through technology and fostering industrial chain renewal via ecosystem collaboration. Moving forward, YiPay will continue to deepen its dual-strategy focus on digital consumption and data operations, partnering with stakeholders to build a secure, efficient, and intelligent digital ecosystem, injecting new momentum into the high-quality development of modern industrial systems.
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