China Everbright Bank has recently adjusted the organizational structure of its headquarters' digital finance division, following a similar restructuring of its digital finance and corporate banking frameworks last year.
The Digital Finance/Cloud Lifestyle Business Department will be renamed, and the deputy general manager of Everbright Cloud Fee Payment Technology Company has returned to the headquarters. A resolution announcement from the bank's 10th Board of Directors' third meeting on January 13 revealed that the board had reviewed and passed the "Proposal on Renaming the Digital Finance/Cloud Lifestyle Business Department."
The Digital Finance Department of China Everbright Bank was established in 2019, upgraded and renamed from the former Electronic Banking Department. In 2021, the bank merged two departments responsible for digital operations and lifestyle scenario development to form the "Digital Finance/Cloud Lifestyle Business Department." Until the recent announcement, the bank indicated it would adjust this department. Last year, China Everbright Bank had already adjusted its digital finance-related structure by establishing a "Digital Finance Development Committee."
At the 2025 interim results press conference, Yang Bingbing, a Vice President of China Everbright Bank, explained that the bank established the "Digital Finance Development Committee" based on the original "Digital Transformation Committee" and optimized it across three aspects: mechanisms, processes, and platforms. Regarding mechanisms, it established committee, working group, and task force layers. Under the committee, digital working groups were set up according to three major client segments, under which three task forces were established: a普惠金融 task force, a supply chain finance task force, and a retail credit task force. Each task force includes both business and technology personnel, with specialized data and modeling experts among the tech staff, effectively forming a digital operations team. The China Everbright Bank "Digital Transformation Committee" itself was established in November 2022, at which time digital transformation was incorporated into the bank's overall strategic plan.
Concurrent with the adjustments to the digital finance structure, there have also been changes among mid-level technology-related personnel within the China Everbright Bank system. Reports indicate that Zhang Ran, Deputy General Manager of Everbright Cloud Fee Payment Technology Co., Ltd. (hereinafter "Everbright Cloud Fee Payment"), is slated to assume the role of Deputy General Manager of the Investment Banking Department at the bank's headquarters.
Zhang Ran has a long tenure within the China Everbright Bank system, having previously served as Assistant to the President, Vice President, and President of the bank's Ma'anshan Branch; as well as General Manager of the Investment and Institutional Management Department, Financial Controller, Party Committee Member, and Deputy General Manager of Everbright Cloud Fee Payment Technology Company. Everbright Cloud Fee Payment was established in June 2018, integrating various national fee payment projects and channels through fintech means to provide payment services for users. Initially, it was wholly owned by the bank's fintech subsidiary, "Everbright Technology." A shareholder change occurred in September 2021; currently, "Everbright Bank International Investment Limited" holds a 51% stake, and "Everbright Technology" holds 49%.
Recent personnel changes within China Everbright Bank extend beyond the digital finance, fintech, and credit card sectors. The bank recently made an internal promotion to appoint a Deputy Head for its Fintech Department, following last year's adjustments to the corporate banking and other divisional structures. In late December 2025, Mou Jianjun, a Division Head within the Fintech Department of China Everbright Bank, was promoted to Deputy General Manager of the Fintech Department. He possesses over 20 years of experience in network and security domains, having previously served as Division Head of Facility Management and Division Head of Security Management within the bank's Information Technology Department. In 2022, the bank renamed its Information Technology Department to the Fintech Department.
Shortly before this, the former Deputy General Manager of the Fintech Department was transferred to become Deputy General Manager of the Credit Card Center, leaving the position vacant until it was recently filled. In the second half of 2025, Shi Li, Deputy General Manager of the Headquarters' Fintech Department at China Everbright Bank, was appointed as Deputy General Manager of the Credit Card Center, with her qualification for the role approved in November 2025. Born in 1978, Shi Li joined the Information Technology Department of China Everbright Bank upon graduation in 2003. She subsequently worked for 22 years within the bank's technology division until her transfer to the Credit Card Center last year. Her previous roles included Division Head of Cloud Technology Management and Senior Business Director within the Information Technology Department, and Deputy General Manager of the Fintech Department concurrently serving as Deputy General Manager of the Intelligent Operations Center.
The transfer of a fintech veteran to the Credit Card Center may signal the bank's intention to strengthen digital transformation within its credit card business. The bank's high-level changes in the Credit Card Center last year were not limited to this move. In May 2025, the qualification of Liao Weiyu as the new General Manager of the China Everbright Bank Credit Card Center was approved. Liao Weiyu also has a long tenure at the bank, having previously served as General Manager of the Headquarters' Office, President of the Xi'an Branch, and Vice President of the Nanchang Branch.
Behind these密集 leadership changes, the future direction of China Everbright Bank's credit card business warrants further attention. Furthermore, changes among senior executives in the bank's digital finance-related departments began last year. Also in the second half of last year, Zhang Jianing, Deputy General Manager of the Retail and Wealth Management Department and General Manager of the Retail Business Middle Office Department at the headquarters, was appointed as Deputy General Manager of the Headquarters' Digital Finance/Cloud Lifestyle Business Department. She previously served as Division Head of Internal Control and Operations and Assistant General Manager within the Retail Business Department.
Apart from personnel changes, China Everbright Bank also adjusted the structures of its corporate banking and other areas last year. An announcement on September 26, 2025, regarding resolutions from the 31st meeting of the bank's 9th Board of Directors showed that the board had reviewed and passed the "Proposal on Renaming the Corporate Finance/Strategic Client Department" and the "Proposal on Adjusting the Functions and Organizational Structure of the Transaction Banking Department and the International Business Department."
A resolution announcement from the 24th meeting of the 9th Board of Directors released on January 7, 2025, indicated that the board had reviewed and passed the "Proposal on Matters Related to the Establishment of the Everbright Financial Research Institute." Subsequently, the Everbright Financial Research Institute was inaugurated on January 24, 2025, a relatively swift transition from resolution to implementation. At the inauguration ceremony, the institute released its first batch of research成果, covering areas such as financial research, industrial research, and regional research.
It is noteworthy that the position of President of the Everbright Financial Research Institute is held concurrently by Ma Bo. Ma Bo was appointed as Chief Risk Officer of China Everbright Bank in late February 2025, with the qualification approved in May 2025. Ma Bo has stated that the Everbright Financial Research Institute is positioned as a key platform for aggregating the group's research capabilities and emphasized that it will focus on digital transformation to support the high-quality development of the platform economy. Ma Bo, a senior engineer, has years of experience in bank risk management and has held various positions within the risk management division of China Everbright Bank, including Deputy General Manager of the Headquarters' Risk Management Department, Director (General Manager level) of the Intelligent Risk Control Center, Party Committee Secretary of the Credit Card Center, and General Manager of the Risk Management Department.
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