Shanghai Rural Commercial Bank Co.,Ltd. released its 2025 interim report on August 29. According to the financial data, as of the end of June, the bank's total assets reached 1,549.419 billion yuan, representing a 4.14% increase from the end of the previous year. Total loans and advances amounted to 774.164 billion yuan, up 2.51% from year-end, while total liabilities stood at 1,418.402 billion yuan, rising 4.31% from the previous year-end. Customer deposits totaled 1,109.017 billion yuan, an increase of 3.44% from year-end.
For the first half of 2025, the Group achieved operating revenue of 13.444 billion yuan, down 3.40% year-on-year, and net profit attributable to shareholders of 7.013 billion yuan, up 0.60% year-on-year. Non-interest net income reached 3.819 billion yuan in the first half, increasing 2.19% year-on-year, accounting for 28.41% of operating revenue, which represents an increase of 1.56 percentage points compared to the same period last year.
As of the end of June, the Group's non-performing loan ratio was 0.97%, with a provision coverage ratio of 336.55%.
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