LVJI Tech Subsidiary Obtains RMB10.00 Million One-Year Working-Capital Loan at 3.2% Fixed Rate

Bulletin Express07-15

Lvji Technology Holdings Inc. (LVJI Tech) disclosed that its wholly-owned unit, Guangzhou Lvji International Travel Agency Co., Ltd., has signed a corporate loan contract with the Huangpu Branch of Guangzhou Rural Commercial Bank Co., Ltd.

The facility provides RMB10.00 million in working capital for a 12-month term running from 10 July 2026 to 10 July 2027, subject to the actual drawdown date recorded on the loan receipt.

The loan carries a fixed annual interest rate of 3.2%, calculated as the 1-year Loan Prime Rate on the working day before first drawdown plus 20 basis points; the rate will remain unchanged throughout the term.

Collateral will consist of a combination of mortgage and guarantee arrangements, with detailed security contracts to be executed separately.

The board states that the financing strengthens day-to-day liquidity, was negotiated on an arm’s-length basis, is fair and reasonable, and does not constitute a notifiable or connected transaction under Hong Kong Listing Rules. The lender and its ultimate beneficial owners are confirmed as independent third parties to LVJI Tech.

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