Regulatory Fine Imposed on CITIC Bank for Lending and Credit Card Control Deficiencies

Deep News06-05 19:00

The National Financial Regulatory Administration has issued penalties against several financial institutions, with CITIC BANK receiving a significant sanction.

According to the published list of administrative penalties, CITIC BANK and related responsible personnel were found to have insufficiently prudent management of certain loan and credit card operations.

As a result, a fine of 11.4 million yuan has been imposed on CITIC BANK.

Additionally, individual penalties were issued: Liu Xiaokai received a warning and a fine of 50,000 yuan, while Bai Yanchao, He Jian, Zhang Jie, and Liu Shuangyi were given warnings.

The penalty list also included other major banks for various compliance failures.

Industrial and Commercial Bank of China was fined 1.05 million yuan for inadequate risk control in the deployment and changes of critical information systems and for failing to report major system incidents as required.

China Construction Bank was fined 700,000 yuan for shortcomings in risk control for system deployments and insufficient emergency management for critical information systems.

Bank of Communications was fined 800,000 yuan for deficiencies in disaster recovery capability construction and inadequate emergency management for important information systems.

Taiping Property & Casualty Insurance Company and related personnel were penalized for several violations, including failure to set aside adequate claim reserves, using insurance clauses and rates not as approved or filed, inaccurate data reporting, and conducting business across unauthorized regions.

The company received a warning and a fine of 3.73 million yuan, while several individuals, including Ren Jie and Xu Long, were given warnings and collective fines totaling 620,000 yuan.

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