On January 16, 2026, at 4:10 AM, the "CMB Jinkui" satellite was successfully launched into orbit from a sea area near Rizhao, Shandong. As a low Earth orbit (LEO) narrowband Internet of Things (IoT) satellite, the "CMB Jinkui" joins the previously launched "CMB-1" and "CMB-2" LEO broadband satellites as commercial satellites developed through CMB's collaborations in the LEO satellite sector. The successful launch of "CMB Jinkui" marks the official formation of CMB's coordinated "broadband + narrowband" LEO satellite communication matrix and represents a significant milestone in CMB's innovative practice of "AS (Aero Space) + Finance."
The "CMB Jinkui" satellite belongs to Tianqi Constellation, China's first globally networked LEO satellite IoT constellation, which is independently developed and operated by Beijing Guodian Gaoke Technology Co., Ltd., a national-level "Little Giant" enterprise specializing in precision and innovation. As an enhancement satellite for the global networking of the first-phase Tianqi Constellation system, this satellite will significantly increase constellation density, shorten the revisit interval, achieve higher-frequency global communication coverage, and simultaneously boost data transmission capacity to support more concurrent terminal devices.
Directing finance towards the real economy and innovating to serve national strategy, CMB has integrated its own strategy into the broader context of national development in recent years. It has delved deeply into the major topic of technology finance, arranging services along the entire technology lifecycle—"innovative talent, innovative technology, innovative products, and innovative industries"—to enrich service scenarios, expand the service ecosystem, and innovate service content, thereby contributing to financial support for the development of new quality productive forces. In strategic emerging industries such as commercial aerospace, CMB focuses on providing long-term capital support along with specialized, differentiated, and comprehensive financial services, continuously aiding the construction of China's commercial aerospace industry ecosystem and financial innovation. CMB's wholly-owned subsidiary, CMB Financial Leasing, has contributed its strength to the funding needs of the Tianqi Constellation's networking operations, innovatively executing China's first SPV satellite leasing business. By establishing a project company, CMB Financial Leasing provided Guodian Gaoke with a sale-leaseback service for equipment, precisely meeting the high-value equipment financing needs of commercial aerospace enterprises through a "financing + leasing" model, creating a replicable "Aerospace + Finance" solution. Subsequently, the two parties will deepen their cooperation on in-orbit satellite resource leasing, explore diversified models such as cross-border asset leasing and operating leases, and promote the application innovation of IoT satellite technology in the full lifecycle management of collateral.
Empowered by technology to jointly build new digital infrastructure for air and space, CMB currently uses remote sensing, communication, and IoT satellite technology as leverage to continuously deepen its integrated space-ground digital capabilities. According to CMB, remote sensing satellite technology has been deeply integrated into its financial risk control system. Through its self-developed post-loan risk management system for retail property development loans, CMB achieves high-precision construction monitoring for primary mortgage projects nationwide. Relying on high-resolution satellite remote sensing imagery, the accuracy of construction progress monitoring exceeds 95%, greatly improving the efficiency of traditional post-loan inspections. Simultaneously, it provides satellite remote sensing-based project risk monitoring services for institutional clients such as housing provident fund centers, housing and construction bureaus, finance departments, and development and reform commissions, building a full-chain risk control barrier covering project management. This service has now achieved large-scale application, with cooperation established with over twenty key institutional clients, and the number of monitored projects continues to grow. Furthermore, in the field of communication satellite technology, CMB took the lead in initiating application verification of LEO satellite communication technology within its financial disaster recovery systems. By simulating scenarios of ground network disruption, it successfully completed a LEO satellite link switchover test for interconnected data centers between its head office and branches, laying the technical foundation for an integrated "air-space-ground" financial emergency communication network and further enhancing the business continuity assurance capabilities of financial institutions under extreme circumstances.
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