On the morning of November 25, Bank of Jiangsu held its Q3 2025 earnings conference, attended by President Yuan Jun and Board Secretary Lu Songsheng, who addressed investor concerns regarding sponsorship of the "Jiangsu Super League," dividends, and interest margins.
For the first three quarters, Bank of Jiangsu reported revenue of 67.183 billion yuan, up 7.83% year-on-year, and net profit attributable to shareholders of 30.583 billion yuan, an 8.32% increase, with both growth rates accelerating compared to H1. By end-September, its total assets reached 4.93 trillion yuan, growing 24.68% from year-end 2024, maintaining its top position among city commercial banks.
In management changes, Yang Dawei, born in 1981 and holding a PhD in Economics, has stepped down as concurrent Beijing Branch President after being promoted to Deputy President in August 2025. He remains the youngest executive at Bank of Jiangsu. His successor is Jia Jianming, previously Lianyungang Branch President.
Jia Jianming, born September 1974 with a master's degree, served as Assistant President and Deputy President of Bank of Jiangsu's Nanjing Branch before becoming Lianyungang Branch President in December 2023. He assumed additional roles as Chairman of Lianyungang Finance Society in September 2025 and reportedly began work in Beijing mid-November.
Zhu Xing, Deputy President of Yancheng Branch, succeeds Jia as Lianyungang Branch President. Zhu, born October 1977, is a CPA with experience at Agricultural Development Bank of China and Suyin Financial Leasing before joining Bank of Jiangsu in February 2024.
Huang Xia was promoted to Deputy President of Beijing Branch after serving as its HR Director and Assistant President since June 2024. On October 22, Qian Yuan's appointment as Deputy President of Nanjing Branch was approved.
As of June 2025, Bank of Jiangsu operates 546 outlets including 18 primary branches across 13 Jiangsu cities plus Beijing, Shanghai, Shenzhen, Hangzhou, and Ningbo—the latter established in May 2025 through China's first city commercial bank acquisition of a rural bank. Its subsidiaries include Suyin Leasing, Suyin Wealth Management, and Suyin Consumer Finance.
Total headcount stood at 20,021 group-wide (down 759 year-on-year), with 17,060 at the parent bank (up 303). H1 personnel costs fell 4.56% to 5.152 billion yuan, with per-capita compensation dropping 3.53% to 185,700 yuan.
During the earnings call, President Yuan highlighted that sponsoring the "Jiangsu Super League" boosted digital engagement—the bank's app now serves 22 million users with 7.6 million MAUs—while retail AUM exceeded 1.6 trillion yuan, ranking first among peers. The bank plans to continue major event sponsorships in 2026.
Asset quality improved with NPL ratio at 0.84% (down 5bps YoY) and coverage at 322.62%. However, rapid expansion lowered core Tier-1 capital adequacy to 8.61%, nearing regulatory thresholds. The bank pledged balanced capital planning to maintain compliance.
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